THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY
Pro Tips + Basics

The Cost of Life Insurance – Only 3 Variables Matter!

"Term Life Conversion" is a lesser known Life Insurance policy feature, that should NOT be overlooked... Especially during Covid-19! During such uncertain times, purchasing a term life insurance policy —with no or a limited conversion feature— is taking a big gamble, when it comes to being able to keep your life insurance policy if you get sick. 
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Term Life Conversion – Policy Feature Not To Overlook! [Covid-19]

Understanding The Difference Types of Life Insurance
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Understanding the Different Types of Life Insurance

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Do You Need to Fill The Gap with More Life Insurance?

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How Much Life Insurance Coverage Do I Need?

$50,000 Life Insurance Coverage – Sample Quotes – FAQs
Products + Policies

$50,000 Life Insurance Coverage – Sample Quotes – FAQs

Sagicor (SagicorNow) offers Term, Whole, & Universal Life Insurance. No Medical Exam, for qualified applicants. Free quotes. Compare rates.
Agency Reviews

Sagicor Life Insurance Review – Pros & Cons – FAQs

Although you might not be familiar with the Sagicor Life name, you should consider this company if you are in the market for 10, 15, 20 year term life insurance or guaranteed universal life.  Their prices are super competitive and the application and underwriting process is fast and easy.
Pricing + Comparisons

Sagicor Life Insurance – Pricing – Sample Quotes

The best life insurance policies for children can guarantee insurability later in life
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Can You Guarantee Your Children’s Insurability Later in Life?

Company Reviews

Colonial Life Insurance Review – Pros & Cons – Products

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Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

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101 Tactics to Save You Money on Life Insurance – Even if You Already Have

5 Key Factors to Consider Before Choosing The Best Life Insurance for You
Curated Content Pro Tips + Basics

5 Key Factors: Choosing The Best Life Insurance for You

Filing a claim for life insurance is fairly straightforward. Here is a helpful step-by-step guide to what the claims process involves.
Curated Content Pro Tips + Basics

How To File a Life Insurance Claim: Your Step-by-Step Guide

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Agency Reviews

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Agency Reviews

Ethos Life Insurance Review – Pros & Cons – FAQs

Agency Reviews

Geico Life Insurance Review – Pros & Cons – FAQs

If you try to get an online life insurance quote from SelectQuote, it is quite the process and —in the end— they don’t actually show you any quotes! SelectQuote does NOT (can Not!) save you more $$$ than an Independent Agent can.
Agency Reviews Warnings

[Warning!] Don’t Buy Your Life Insurance From SelectQuote

Can Leap Life really protect you from paying too much for your Life Insurance using Artificial Intelligence (AI)? Are they algorithmically matching you with the best option for YOU or the best option for themselves?
Agency Reviews

Leap Life Insurance Review – The Cost of Convenience

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Company Reviews

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In this Review of CMFG Life Insurance, we will cover everything you need to know about CMFG and show you sample rates.
Company Reviews

CMFG Life Insurance Review – Pros & Cons – FAQs

Pacific Life Insurance Review
Company Reviews

Pacific Life Insurance Review – Pros & Cons – FAQs

Learn about Prudential Life Insurance underwriting guidelines, how they issue policies, how to get an online quote and how to keep your premium costs down.
Company Reviews

Prudential Life Insurance Review – Pros & Cons – FAQs

Check out our Protective Life Insurance Review to get full company and policy details.
Company Reviews

Protective Life Insurance Review – Pros & Cons – FAQs

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Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Products + Policies

$50,000 Life Insurance Coverage – Sample Quotes – FAQs
Products + Policies

$50,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn the cost of a $50,000 Life Insurance policy for Term Life, Whole Life, or No Medical Exam..

$200,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
Products + Policies

$200,000 Life Insurance – No Medical Exam

$200,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

Term life is the simplest form of life insurance. It provides a death benefit during a specified term period. If you survive the term period —and do not renew or convert the policy— the coverage expires with no value. Yearly renewable term life provides coverage for one year only, but —because the policy is renewable— you can extend the coverage at the end of each year, for an additional year; until the maximum age for renewability is reached.
Products + Policies

Term Life Insurance – Definitions – Convertible & Renewable

Term life is the simplest form of Life Insurance. It provides a death benefit, during a specified term. Free.

Whole life insurance is the only type of life insurance containing the guarantee that it will be in force when you die, provided premiums are paid as required. Whole life insurance is permanent insurance designed to be in force for a long time.
Products + Policies

Whole Life Insurance – Definitions – Pros & Cons

Whole Life is the only type of Life Insurance with the Guarantee it will be 'in force' when.

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

Pricing + Comparisons

Pro Tips + Basics

Products + Policies

Underwiting Guidelines

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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