Nerdwallet Life Insurance Review – Should You Buy Your Life Insurance There?



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***Get the exact same Nerdwallet life insurance quotes on this website that you see on Nerdwallet ***

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Nerdwallet was founded in 2009.  The website helps consumers review and compare products that are available from various banks and insurance companies.   Product information is available for

  • Credit cards
  • College Loans
  • Banking
  • Mortgage Loans
  • Stock Trading
  • Insurance Policies

Nerdwallet has many business relationships with banks and insurance companies.  The website receives compensation from fees it receives when it matches users with a company’s financial products and services.  For example, sometimes they receive compensation when someone clicks to apply, or gets approved for a financial product.

When you request a term life insurance, whole life insurance, or universal life insurance quote from Nerdwallet, you will be redirected to another website called Quotacy.  Quotacy is backed by Hallett Financial Group, Inc.  Hallett Financial Group, Inc is a full service multi-carrier independent insurance brokerage agency.

LIFE INSURANCE MADE EASY

Select Your State for an Instant Quote

FREQUENTLY ASKED QUESTIONS ABOUT NERDWALLET / QUOTACY LIFE INSURANCE

  1. Is it okay to buy life insurance Nerdwallet / Quotacy? – YES.  Nerdwallet life insurance – thru Quotacy life insurance – represents all the top-rated, most competitive life insurance companies in the market.
  2. Is Nerdwallet / Quotacy gonna get you a better price on your life insurance? – NO.  The truth is the majority of life insurance brokerage websites, including this one,  SELL THE EXACT SAME COMPANIES AT THE EXACT SAME PRICE.  There are no better “deals” elsewhere.
  3. Does Nerdwallet / Quotacy have good customer service? – YES.  They are very efficient in handling the life insurance application/underwriting process.  HOWEVER, as with most life insurance brokerage websites,  they tend to call and email you too much if you review the quotes and do not actually buy.
  4. Are there any customer complaints about Nerdwallet Life Insurance? – YES.  Check out the Better Business Bureau.  However, there are few complaints relative to how many users the website has.  There are no complaints about Quotacy Life Insurance with the BBB.
  5. Is the Nerdwallet / Quotacy website good, safe, and reliable to use when buying life insurance? – YES – The website is full of informative articles on a variety of financial and estate planning subjects.  The information is relevant/reliable and their platform is safe and secure.

Get a Quote from Our Best Priced Company

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THE PROCESS OF BUYING NERDWALLET LIFE INSURANCE THRU QUOTACY

Step 1.  Enter basic information on the Quotacy life insurance website.

  • Zip Code
  • Gender
  • Birthday
  • Do you smoke? Y/N

The website automatically gives you a price for a $500,000 20 Year Term Life Insurance Policy You can adjust the coverage amount and length of coverage and get different prices.  Note: You are not given the option to quote these products with available life insurance riders like a children's term life insurance rider.  You will have to speak to an agent to get the cost with any additional riders. 

Step 2.  Compare Policies

You will be asked the following questions…

  • Height & weight?
  • Do you use any form of tobacco or nicotine?
  • Do you take blood pressure medication?
  • Do you take cholesterol medication?
  • Has any parent or sibling been diagnosed with or died from heart disease, diabetes, or cancer?


Pre-existing health conditions? 

Don't worry.  AIG Direct specializes in insuring people just like you.  From high blood pressure to diabetes, AIG Direct has seen it all and has the absolute lowest rates.  Click below to see if you qualify.

Quotes are quick, easy, and free! 




Check Life Insurance Off Your To-Do List 

Our top 10 picks for quick, convenient life insurance coverage.  Our favorites are the "no-exam plans" with great rates up to age 60.

Quotes are quick, easy, and free! 


Once you click on the “Choose a Policy” button, you will be provided with a list of the top Nerdwallet life insurance company quotes sorted by price.

If you like a quote and click on the “Choose” button you will be required to register with Quotacy.

Step 3.  The Application – Once you create your Quotacy Life Insurance account, the quote will be confirmed.

After you click on the “Start Application” button…

AIG Direct Life Insurance Logo

Save Up to 55% on Term Life Insurance

  • Helps your family take care of funeral costs, debts, rent or mortgage, and more
  • Affordable coverage - Get $250,000 of coverage for as little as $14 per month
  • Easy online application that takes just minutes

Quotes are quick, easy, and free! 

You will need to provide the following to complete the online application…

  • Name
  • Address
  • Years at this address
  • Phone
  • Email
  • State or country you were born
  • US Citizen?
  • Married?
  • Employer
  • Occupation
  • Years at this job
  • Annual Income
  • Any other income?
  • Net Worth
  • Do you already have life insurance?
  • Other than with Quotacy, do you have any other life insurance applications pending?
  • Have you ever been declined for life insurance?
  • Are you in the military?
  • Any plans to travel or live outside of the U.S.?
  • (Skydiving, scuba diving, climbing, motor vehicle racing, etc.)
  • Are you a pilot or student flying private aircraft?
  • Ever been convicted of or pleaded no contest to a felony?
  • Do you currently drink alcohol?  If no, but you used to drink, tell us when and why you quit.
  • Do you currently use marijuana or THC?
  • Have you ever been to drug or alcohol treatment?
  • Any DUI/DWI or moving violations in the past 5 years?
  • Has your driver’s license been suspended in the past 5 years?


Skip the Needles!

Want to take the "pain" out of life insurance?  We don't blame you!  Ladder Life Insurance is our #1 recommended no-exam company offering 10, 20, and 30 year plans up to age 60.  See if you qualify for "no exam" today.

Quotes are quick, easy, and free! 


Yes or No –  Have you been treated for…

  • ADD/ADHD
  • Alcoholism or Drug Use
  • Anxiety
  • Arthritis
  • Asthma
  • Blood Disorder
  • Cancer
  • Chest Pains
  • Colitis
  • Crohn’s
  • Dementia / Memory Loss
  • Depression
  • Diabetes
  • Heart Attack
  • Heart Disorder
  • High Blood Pressure
  • HIV / AIDS
  • Kidney Disorder
  • Lupus
  • Prostate Disorder
  • Respiratory or Lung Disorder
  • Seizures
  • Skin Disorders
  • Sleep Apnea
  • Stroke / TIA
  • Suicide Attempt
  • Thyroid Disorder
  • Tumor / Mass / Lump
  • Are you currently taking any medications?
  • Any other health condition that might effect your life expectancy?

Get a Quote from Our Best Priced Company

Please provide details below for any “Yes” answers.

(Include date of diagnosis; description of how it is (or was) being treated; current status of condition; and any other information you can provide.)

Once you finish answering the questions on the online application…

The confirmation email received after the online application was completed…

Your application has been received.

Thank you!

The team here at Quotacy wants to thank you for starting the life insurance application process with us. You’re doing a great thing!

From here we’ll do what we do best, which is to get you the best life insurance plan, at the lowest price possible, while keeping you informed every step of the way.

Next Steps:

  1. Your point of contact, a licensed agent, will introduce themselves in a personal email. Next our underwriting team will review your submission and cross check the insurance company’s guidelines to make sure we’re matching you with the best carrier based on your unique lifestyle characteristics and health history.
  2. If based on your unique lifestyle characteristics and health history we find that a different insurance company would be a better fit for you, we will contact you to present the alternate options immediately.
  3. Once we agree that we’ve found the best option, we will email an overview form of your quote and the answers you’ve provided through a secure program called DocuSign to check for accuracy. On this DocuSign form we will also gather any sensitive information required to submit your formal application to the insurance carrier. Once submitted it will initiate a phone call from the insurance company within 24 hours to verify your information and schedule your free insurance exam.

Have questions? Reply to this email, or call us at (844) 786-8229 Monday – Friday from 8:00 AM – 5:00 PM Central. Our licensed agents are happy to answer your questions.

Thank you for choosing Quotacy.

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NERDWALLET LIFE INSURANCE ALTERNATIVES

Many of the following companies have better products and cheaper prices versus Nerdwallet Life Insurance.  Some of these insurtech companies even offer no medical exam policies.

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AAA Life Insurance Review

Term, whole & universal life insurance are three types of life insurance products offered through AAA Life.

AIG_Direct

AIG Direct Life Insurance Review

AIG Direct offers online quotes, works with healthy people (plus people in less-than-perfect health), and provides options for coverage you may not find elsewhere.

Banner Life logo

Banner Life Insurance Review

Banner Life Insurance company is part of Legal & General Group, a London-based multinational financial services company founded in 1836.  Banner likes to keep their life insurance offerings simple with just term and universal life insurance. 

Bestow Life Insurance Review

Bestow Insurance offers term life insurance for people between the ages of 18 and 60, and in generally good health.  You can get coverage online in about 10 minutes starting at $10 a month.

Couple on couch inside their house. They are sitting really close and sharing a laptop while looking at each other and smiling.

CMFG Life Insurance Review

CMFG, through CUNA Mutual Group, uses its TruStage brand to sell life insurance to the public and credit union members. 

Colonial Life Insurance - Helping America's Workers with Financial Protection Since 1939

Colonial Life Insurance Review

Colonial Life has one of the oldest reputations in the supplemental benefits industry. They offer life, accident, and illness policies to complement your health insurance plan.

Family game of tug-of-war with a rope. Set in a field with a blue sky and white clouds

Ethos Life Insurance Review

Ethos is not a life insurance company.  They are a licensed producer and third party administrator.  Founded in 2017, Ethos has developed an online platform that allows you to apply for life insurance and possibly get instant approval. 

Fabric Logo

Fabric Life Insurance Review

Fabric Life offers affordable life insurance with easy, online quotes and application available 24/7.  The company uses algorithms to speed up the underwriting process, with well-qualified applicants getting approved without a medical exam.

life insurance geico, geico life insurance review

Geico Life Insurance Review

GEICO offers life insurance products through its partner, LifeQuotes.com.  LifeQuotes.com provides access to dozens of life insurance carriers which makes it easy to get a quote for term, universal or whole life insurance. 

Haven Life Insurance Review

Haven Life Insurance Review

Haven Life Insurance Agency, LLC, is a wholly-owned subsidiary of MassMutual and offers an easy and fast online quoting and application process for term life insurance. 

Man in mid 30's with hands behind head and leaning back in his chair. He is wearing a blue collared shirt with sleeves rolled up.

Health IQ Life Insurance Review

Health IQ rewards healthy lifestyle choices by offering lower rates for people who take care of their health. 

Ladder Life Insurance Logo

Ladder Life Insurance Review

Ladder has developed an online platform that allows you to apply for life insurance and possibly get instant approval.  They have teamed up with Fidelity Security Life in 49 states and in New York with Allianz Life Insurance Company of New York.

Leap Life Insurance Logo

Leap Life Insurance Review

Leap LIfe uses artificial intelligence (Policy Matching AI) technology to compare your health, habits, and hobbies against life insurance company underwriting guidelines in order to match you with the best possible policy from a company that they represent.

Woman smiling lookin up lemonade life insurance on her laptop

Lemonade Life Insurance Review

Using AI technology and chatbots, Lemonade offers a completely online experience and lightning fast claims processing through its mobile app.  

MATRIXDIRECT LIFE INSURANCE LOGO

Matrix Direct Life Insurance Review

Matrix Direct Life Insurance, now AIG Direct, is a life insurance company offering coverage through American General Life Insurance and The United States Life Insurance Company in the City of New York.  Most policies require a medical exam, but certain term and whole life products can be purchased without one.

Mutual of Omaha Logo

Mutual of Omaha Life Insurance Review

Mutual of Omaha Living Promise Whole Life Insurance has both level and graded benefit plans. Underwriting is simplified issued –  and does not require a medical exam.

Pacific Life Insurance Company Logo

Pacific Life Insurance Review

Pacific Life is very competitive in the term life insurance and the guaranteed universal life insurance market.  Most of the time in the Top 3 when compared to other leading carriers in the life insurance market.

Protective Life Insurance Logo

Protective Life Insurance Review

Protective Life's vast number of products which offer some of the most competitive prices in the market is what sets them apart from the competition.  For example, they have a competitively priced 35 and 40 year level term that most companies don't offer.

Prudential Life Insurance Logo

Prudential Life Insurance Review

Prudential Life Insurance is one of the largest life insurance companies in the US.  They offer term life and universal life insurance policies that let you add extra features to customize your coverage.

Two young families outside having a good time with their kids piggy backing on them. Banner across picture say Sagicor Life Insurance Review

Sagicor Life Insurance Review

Sagicor is a full-service life insurance company, offering term, whole life, and universal life through SagicorNow Accelewriting no medical exam underwriting for qualified applicants.

SelectQuote Logo

 SelectQuote Life Insurance Review

Since 1985, SelectQuote has saturated the advertising market with multiple TV, radio, & print adds per day.  This is the reason they are the #1 direct to consumer insurance agency.  BUT....

Transamerica Life Insurance Logo

Transamerica Life Insurance Review

Transamerica Life Insurance Company is a leader in the life insurance industry.  They offer a variety of competitively priced life insurance products and riders so you can customize your policy

TruStage Term and Whole Life Insurance Review

TruStage Life Insurance Review

TruStage is convenient and is a solid company, but is a lot more expensive compared to other online life insurance providers, limits coverage to $100,000, and only offers 5-year terms.

For more company information, please visit our Life Insurance Company Reviews Page.   If you’re searching for life insurance by term length or dollar amount, please visit this page

In summary, it is okay to buy your life insurance thru Nerdwallet / Quotacy.  They provide an excellent way to secure valuable life insurance protection.  However, keep in mind, you can secure the exact same valuable life insurance protection on this and most life insurance brokerage websites you visit.  Although their website is excellent, they do not provide anything unique when it comes to recommending life insurance companies / products.


Written by:  Chris Lalor

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