How much life insurance do I need?

How much life insurance do I need?   No easy answer.  Most life insurance agency or company websites have a life insurance calculator to help you try to figure out the correct answer.

What happens when you can’t afford to pay for the amount of coverage that the life insurance calculator says is required?

  • Option 1 – Buy nothing – Wrong Strategy
  • Option 2 – Buy what you can afford – Right Strategy

Buy what you can afford!

  • Write down your budget – Make sure you can afford this cost not only now but for as long as you could be potentially paying the bill for.
  • Figure out how long you need the life insurance for – It is very important not to fall short.  You do not want your policy to expire in your 80’s or 90′ s and still need it.  Even if you are healthy enough to get new life insurance at that age, it will be very expensive.
  • Buy as much life insurance as you budget permits over the length of time you need to have the coverage for.

It is possible this strategy might not get you as much life insurance as the calculator says you should have.  However, it is important to not make yourself insurance poor.  Buy only what your budget permits.  Remember, a percentage of something is always better than zero!



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Why You Buy Your Life Insurance On This Website


  • Save money – Get the lowest cost possible for your life insurance from the best top rated companies in the market.
  • No pressure sales tactics – You can decide when and if you would like to buy life insurance or not with out getting hassled!
  • Save time-Instant online life insurance quotes from ALL the top rated life insurance companies.
  • Superior Service– The attention to detail your application deserves when it comes to shopping life insurance companies for the best possible price.  This is especially true if you have health conditions or if you have certain hobbies or habits.
  • Very fast and convenient online application process – the quickest approval possible
  • Licensed since 1992 –  State license number provided upon request.

Still Have Questions?  Call 888-681-4952.


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