Pro Tips + Basics

101 Tactics to Save You Money on Life Insurance – Even if You Already Have a Policy

Life Insurance Riders are used to enhance the coverage that your base policy offers. Some are included. Others cost extra. Reach out for help!
Pro Tips + Basics

Life Insurance Riders – What’s Included? What’s Extra?

US Life Expectancy Statistics by Gender, State and Disease. Covid 19. Statistical estimation of how long we live, based on several factors...
Pro Tips + Basics

[TrueData!] US Life Expectancy 2022 – Statistics

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
Curated Content Pro Tips + Basics

5 Excellent Tips For Preparing Your End-of-Life Finances

There is no doubt, technology is here to stay— in every aspect of our lives. Life Insurance Companies embrace & adopt Insurtech Innovations, at a rapid pace. But what about YOU? If you are NOT young enough OR healthy enough to qualify, currently D2C Life Insurance Platforms offer you little-to-no options!
Pro Tips + Basics

Insurtech – D2C Life Insurance – Pros & Cons – FAQs

Bestow offers term life insurance with rates starting at $10 per month. An entirely online process —from quote to binding your policy— in about 10 minutes... if you are young enough and healthy enough to qualify!
Agency Reviews

Bestow Life Insurance Review – Pros & Cons – FAQs

US Life Insurance Market - Top Performers 2022 - Outlook for 2023 - COVID-19 Impact - Mortality - Life Insurance Claims
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US Life Insurance Market – Top Performers 2022 – Outlook

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Life Insurance Application Activity [MIB Life Index: Q3-2023]

If you are shopping around for a term life insurance or guaranteed universal life insurance policy, Pacific Life Insurance Company should be on your list of options.  They have some of the most competitive prices in the market as well as accelerated underwriting programs which could make for an easy buying experience if you qualify.
Pricing + Comparisons

Pacific Life Insurance – Pricing – Sample Quotes

Transamerica Life Insurance Company is a leader in the life insurance industry.  They offer a variety of competitively priced life insurance products that you can count on to protect your loved ones if you die. 
Company Reviews

Transamerica Life Insurance Review – Pros & Cons – FAQs

Pro Tips + Basics

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Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips could help save you hundreds (if not thousands!) of dollars... And awholelotta hassle! So... let's dive in!
Pro Tips + Basics

[5 Tips!] Life Insurance – Five Tips – Before You Buy

Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

Filing a claim for life insurance is fairly straightforward. Here is a helpful step-by-step guide to what the claims process involves.
Curated Content Pro Tips + Basics

How To File a Life Insurance Claim: Your Step-by-Step Guide

"Term Life Conversion" is a lesser known Life Insurance policy feature, that should NOT be overlooked... Especially during Covid-19! During such uncertain times, purchasing a term life insurance policy —with no or a limited conversion feature— is taking a big gamble, when it comes to being able to keep your life insurance policy if you get sick. 
Pro Tips + Basics

Term Life Conversion – Policy Feature Not To Overlook! [Covid-19]

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Agency Reviews

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In this Review we'll provide a list of the Life Insurance Companies SelectQuote represents. They are ALL excellent! SelectQuote, on the other hand... not quite so excellent. Because there is NO COST DIFFERENCE, you should choose your agent/broker based on trust and the customer service provided.
Agency Reviews Warnings

[Warning!] SelectQuote – Best Companies – Bad Service

Fabric Life Insurance products are best for young, healthy couples just starting out.  With term life your temporary needs are covered, if you qualify. However, it is unlikely you will be approved, if you are not in perfect health.  We can help you get quotes from multiple carriers that are more suited to your health profile.
Agency Reviews

Fabric Life Insurance Review – Pros & Cons – FAQs

If you try to get an online life insurance quote from SelectQuote, it is quite the process and —in the end— they don’t actually show you any quotes! SelectQuote does NOT (can Not!) save you more $$$ than an Independent Agent can.
Agency Reviews Warnings

[Warning!] Don’t Buy Your Life Insurance From SelectQuote

Bestow offers term life insurance with rates starting at $10 per month. An entirely online process —from quote to binding your policy— in about 10 minutes... if you are young enough and healthy enough to qualify!
Agency Reviews

Bestow Life Insurance Review – Pros & Cons – FAQs

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Company Reviews

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Check out our Protective Life Insurance Review to get full company and policy details.
Company Reviews

Protective Life Insurance Review – Pros & Cons – FAQs

AAA has been servicing life insurance needs of it's customers for over 50 years.  It’s a reputable company, financially stable with minimal complaints on file warranting  a rating of Excellence from A.M. Best.  AAA has the products available required to meet your needs.  While Life Insurance is not the most enjoyable purchase, it is a necessary purchase and AAA can help your loved ones.
Company Reviews

AAA Life Insurance Review – Pros & Cons – FAQs

In this Review of CMFG Life Insurance, we will cover everything you need to know about CMFG and show you sample rates.
Company Reviews

CMFG Life Insurance Review – Pros & Cons – FAQs

Learn about Prudential Life Insurance underwriting guidelines, how they issue policies, how to get an online quote and how to keep your premium costs down.
Company Reviews

Prudential Life Insurance Review – Pros & Cons – FAQs

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Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
Video

$1,000,000 20 Year Term Life Insurance Policy

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Products + Policies

Guaranteed Life Insurance - Free Quotes - FAQs Simply Looking to Cover End-of-Life Costs? Compare Final Expense Life Insurance Quotes Now and Get Covered.
Products + Policies

Guaranteed Life Insurance – Free Quotes – FAQs

Guaranteed Life Insurance. Free Quotes. Application Process is very simple. No medical exam required. No health questions to.

HOW MUCH DOES LONG TERM DISABILITY COST? Average long-term disability insurance rates cost between 1-3% of your annual salary, but the exact cost will depend on a number of factors about the applicant and the policy chosen.
Products + Policies

Disability Insurance – Short Term vs Long Term – Cost – Best Companies

Average long-term disability insurance rates cost between 1-3% of your annual salary, but exact cost will depend on.

Whole life insurance is the only type of life insurance containing the guarantee that it will be in force when you die, provided premiums are paid as required. Whole life insurance is permanent insurance designed to be in force for a long time.
Products + Policies

Whole Life Insurance – Definitions – Pros & Cons

Whole Life is the only type of Life Insurance with the Guarantee it will be 'in force' when.

$50,000 Life Insurance Coverage – Sample Quotes – FAQs
Products + Policies

$50,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn the cost of a $50,000 Life Insurance policy for Term Life, Whole Life, or No Medical Exam..

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Life Insurance Agents

ARE NOT ALL THE SAME

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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