Summary:
All policy information and sample quotes in this review of How Much Does Life Insurance By TruStage Cost? came from the TruStage website. Your actual results may vary and will not be known until you complete the application and underwriting process for TruStage. Only at that time will you know exactly what your coverage will cost.
Be sure to check out TruStage Life Insurance Review - Pros & Cons - Frequently Asked Questions in addition to this review to get even more details about TruStage.
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Trustage PRICING AND FEES
TruStage has a different pricing structure on their term life insurance compared to other leading carriers. The initial monthly rate is based on your current age and gender. Your rate will increase as you enter each 5 year age band – Age 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, & 75.
There are no additional application fees other than the premium you pay for the policy.
HOW MUCH DOES Trustage TERM LIFE INSURANCE COST?
The cost of TruStage term life insurance is quite high compared to other leading carriers. For example, compare the cost of a $100,000 TruStage term life policy to a $100,000 20 Year term life insurance policy from Ladder Life & Bestow. TruStage costs more! Keep in mind, this is TruStage's initial rate. This will INCREASE every 5 years.
Cost of $100,000 20 Year Term Life Insurance Policy from Ladder Life & Bestow VS TruStage Term Life.
Male | Age 30 | Age 40 | Age 50 |
|---|---|---|---|
TruStage | $42.20 | $65.50 | $114.50 |
Ladder Life | $14.00 | $17.00 | $32 |
Bestow | $10.25 | $13.33 | N/A |
Female | Age 30 | Age 40 | Age 50 |
|---|---|---|---|
TruStage | $32.50 | $44.50 | $77.50 |
Ladder Life | $13.00 | $15.00 | $26.00 |
Bestow | $8.83 | $11.33 | N/A |
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TruStage Term Life Insurance UNDERWRITING CLASSES
- TruStage does not have different underwriting classes like Preferred or Standard. You are either accepted or rejected. For example, the cost would be the same for a male age 50 if he was healthy or not if they both were accepted for the policy.
TruStage Term Life Insurance ADDITIONAL RIDERS
- TruStage offers no additional riders on their term life insurance policies like a child rider, wavier of premium, or any type of living benefits rider.
Conversion: You can convert your TruStage term life insurance policy to a TruStage whole life policy at anytime up to age 80 years old.
Trustage TERM LIFE INSURANCE PROS
- Very easy application process with only a few health questions asked.
- Fast approval. You can have a policy the same day.
- Policies as low as $10,000
CONS OF Trustage TERM LIFE INSURANCE
- Expensive premiums that keep getting more expensive every 5 years you get older.
- Can not buy a policy greater than $100,000.
Trustage Term LIfe Insurance SAMPLE MONTHLY QUOTES
Your actual prices may be different. Click here to get your personalized quote.
Monthly TruStage Term Life Insurance Quotes - Male
$25,000 | $50,000 | $100,000 | |
|---|---|---|---|
Age 30 | $12.50 | $22.50 | $42.50 |
Age 40 | $18.25 | $34.00 | $65.50 |
Age 50 | $30.50 | $58.50 | $114.50 |
Age 60 | $68.25 | $134.00 | N?A |
Monthly TruStage Term Life Insurance Quotes - Female
$25,000 | $50,000 | $100,000 | |
|---|---|---|---|
Age 30 | $10.00 | $17.50 | $32.50 |
Age 40 | $13.00 | $23.50 | $44.50 |
Age 50 | $21.25 | $40.00 | $77.50 |
Age 60 | $45.00 | $87.50 | N?A |
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WHAT IS THE COST OF Trustage WHOLE LIFE INSURANCE?
The cost of TruStage whole life insurance is expensive compared to the competition. Click here for a comparison quote from other leading companies.
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Trustage whole life insurance UNDERWRITING CLASSES
- Accepted or rejected
Trustage Whole LIfe Insurance ADDITIONAL RIDERS
- No additional riders are available on TruStage whole life insurance.
No problem with no-exam life insurance from Ladder Life!
Trustage WHOLE LIFE INSURANCE PROS
- Policies as little as $1,000.00
- Easy application & fast approval
CONS OF Trustage WHOLE LIFE INSURANCE
- Expensive compared to other leading carriers.
- Policies greater than $100,000 not available
Trustage Whole life insurance SAMPLE MONTHLY QUOTES
Your actual prices may be different. Click here to get your personalized quote.
Monthly TruStage Whole Life Insurance Quotes - Male
$25,000 | $50,000 | $100,000 | |
|---|---|---|---|
Age 30 | $24.75 | $42.50 | $83.00 |
Age 40 | $35.75 | $62.00 | $122.00 |
Age 50 | $57.00 | $99.50 | $197.00 |
Age 60 | $93.00 | $163.50 | N?A |
Monthly TruStage Whole Life Insurance Quotes - Female
$25,000 | $50,000 | $100,000 | |
|---|---|---|---|
Age 30 | $21.00 | $35.50 | $69.00 |
Age 40 | $31.25 | $54.00 | $106.00 |
Age 50 | $48.75 | $85.00 | $168.00 |
Age 60 | $78.50 | $138.00 | N?A |
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WHAT IS THE PRICE FOR Trustage Guaranteed Issue Whole LIfe INSURANCE?
The price for TruStage guaranteed issue whole life insurance is comparable to other leading carriers. No matter what company you shop at, this particular type of life insurance is very expensive in general.
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Trustage Guaranteed issue whole life UNDERWRITING CLASSES
- TruStage guaranteed issue whole life has no underwriting classes. Your acceptance is guaranteed.
Trustage Guaranteed Issue whole life ADDITIONAL RIDERS
- TruStage guaranteed issue whole life has no available additional riders.
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Trustage guaranteed issue Whole LIFE INSURANCE PROS
- Easy application process.
- Guaranteed acceptance. You can not be turned down for any reason.
CONS OF Trustage guaranteed issue Whole LIFE INSURANCE
- Expensive.
- Limitations on death benefit if you die in the first 2 years.
Trustage guaranteed issue whole life SAMPLE MONTHLY QUOTES
Your actual prices may be different. Click here to get your personalized quote.
Monthly TruStage Guaranteed Issue Whole Life Insurance Quotes Male
$10,000 | $25,000 | |
|---|---|---|
Age 50 | $55.00 | $109.00 |
Age 60 | $72.00 | $143.00 |
Age 70 | $122.00 | $242.00 |
Monthly TruStage Guaranteed Issue Whole Life Insurance Quotes Female
$10,000 | $25,000 | |
|---|---|---|
Age 50 | $44.00 | $87.00 |
Age 60 | $55.00 | $109.00 |
Age 70 | $85.00 | $168.00 |