Summary:
All sample quotes and policy details in this review of How Much Does Life Insurance By Transamerica Cost? were obtained on the Transamerica website. Your exact cost will vary and depend on your age, your health, as well as other underwriting factors. You must complete an application and be approved in underwriting before you will know your exact cost.
Be sure to check out Transamerica Life Insurance Review - Pros & Cons - Frequently Asked Questions and get even more details about Transamerica
On Health IQ's site. Health IQ is a licensed Transamerica Life Insurance partner.
Transamerica Term life insurance PRICING AND FEES
The pricing of Transamerica term life insurance is competitive. They have a wide variety of life insurance products to meet your needs. There are no application fees when you apply other than the premium you would pay if you actually buy the policy.
HOW MUCH DOES Transamerica TERM LIFE INSURANCE COST?
Transamerica is always in the Top 10 compared to the competition when it comes to cost. They actually crack the Top 5 in many cases especially in the older ages.
QUICK VIEW
Transamerica term life insurance UNDERWRITING CLASSES
- See Full Review for details
Transamerica term life insurance ADDITIONAL RIDERS
Trendsetter Super
- Accidental Death
- Children's Benefit Rider
- Disability Wavier of Premium Rider
- Terminal Illness Accelerated Death Benefit Rider
Trendsetter LB
- Accidental Death
- Children's Benefit Rider
- Disability Wavier of Premium Rider
Conversion:
Both Trendsetter Super & Trendsetter LB
- This option must be exercised no later than the earlier of the end of the initial level premium period or the insured’s 70th birthday (75th birthday for Preferred Plus class)
Shortcut: Our #1 choice for life insurance with health issues is Health IQ. If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.
Transamerica TERM LIFE INSURANCE PROS
- Excellent Prices - Transamerica term life insurance is usually in the Top 10 for price when compared to other leading life insurance carriers.
CONS OF transamerica TERM LIFE INSURANCE
- Full medical underwriting may be required. Takes upwards of 4 to 8 weeks to get approved on some policies.
On Health IQ's site. Health IQ is a licensed Transamerica Life Insurance partner.
Transamerica term life insurance SAMPLE MONTHLY QUOTES
Quotes assume the best possible underwriting class. Your actual prices may be different.
Transamerica Trendsetter Super Term Life Insurance
$250,000 Sample Monthly Quotes - Male
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $9.68 | $17.20 | $38.92 |
15 Year | $10.75 | $22.15 | $48.16 |
20 Year | $13.55 | $27.52 | $63.21 |
25 Year | $18.28 | $38.06 | $101.48 |
30 Year | $21.72 | $44.08 | $132.01 |
Transamerica Trendsetter Super Term Life Insurance
$250,000 Sample Monthly Quotes - Female
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $9.03 | $15.48 | $29.89 |
15 Year | $10.11 | $17.42 | $34.62 |
20 Year | $11.83 | $22.36 | $49.45 |
25 Year | $16.13 | $29.89 | $78.26 |
30 Year | $18.71 | $35.05 | $96.11 |
Transamerica Trendsetter Super Term Life Insurance
$500,000 Sample Monthly Quotes - Male
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $14.19 | $27.09 | $69.66 |
15 Year | $15.91 | $37.41 | $88.58 |
20 Year | $21.07 | $48.16 | $118.68 |
25 Year | $30.10 | $68.37 | $195.22 |
30 Year | $36.55 | $80.41 | $239.51 |
Transamerica Trendsetter Super Term Life Insurance
$500,000 Sample Monthly Quotes - Female
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $12.04 | $24.51 | $52.03 |
15 Year | $14.62 | $28.81 | $61.92 |
20 Year | $17.63 | $38.29 | $86.00 |
25 Year | $25.37 | $52.46 | $145.34 |
30 Year | $30.96 | $62.35 | $178.88 |
On Health IQ's site. Health IQ is a licensed Transamerica Life Insurance partner.
Transamerica Trendsetter LB Term Life Insurance
$250,000 Sample Monthly Quotes - Male
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $13.12 | $23.01 | $56.33 |
15 Year | $16.77 | $29.24 | $67.08 |
20 Year | $20.43 | $39.13 | $88.80 |
25 Year | $24.30 | $48.16 | $118.47 |
30 Year | $28.38 | $60.63 | $163.62 |
Transamerica Trendsetter LB Term Life Insurance
$250,000 Sample Monthly Quotes - Female
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $12.04 | $19.78 | $43.00 |
15 Year | $14.62 | $24.73 | $52.03 |
20 Year | $17.85 | $31.39 | $69.88 |
25 Year | $21.07 | $38.92 | $96.75 |
30 Year | $24.30 | $49.67 | $139.32 |
Transamerica Trendsetter LB Term Life Insurance
$500,000 Sample Monthly Quotes - Male
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $16.66 | $36.12 | $98.47 |
15 Year | $24.51 | $48.59 | $120.83 |
20 Year | $33.11 | $69.23 | $163.83 |
25 Year | $40.85 | $86.43 | $222.74 |
30 Year | $49.02 | $111.80 | $313.04 |
Transamerica Trendsetter LB Term Life Insurance
$500,000 Sample Monthly Quotes - Female
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $14.62 | $28.81 | $71.81 |
15 Year | $20.64 | $39.56 | $92.45 |
20 Year | $27.52 | $53.75 | $127.71 |
25 Year | $34.40 | $68.80 | $180.17 |
30 Year | $41.28 | $90.73 | $266.17 |
On Health IQ's site. Health IQ is a licensed Transamerica Life Insurance partner.
WHAT IS THE COST OF Transamerica GUARANTEED ISSUE WHOLE LIFE INSURANCE?
The cost of Transamerica Guaranteed Issue Whole Life Insurance is very competitive compared to the competition. See sample quotes below.
QUICK VIEW
Transamerica Guaranteed Issue whole life UNDERWRITING CLASSES
- There are no underwriting classes for Transamerica Guaranteed Issue Whole Life.
Transamerica Guaranteed issue whole Life ADDITIONAL RIDERS
Immediate & 10 Pay Solution
- Accelerated Death Benefit Rider (Florida only)
- Accelerated Death Benefit Rider with Nursing Home Benefit
- Terminal Illness Accelerated Death Benefit Rider (California only)
Easy Solution
- No riders available
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Transamerica Guaranteed issue WHOLE LIFE INSURANCE PROS
- 3 affordable policy options to choose from.
- Policies as low as $1,000.
CONS OF Transamerica Guaranteed issue WHOLE LIFE INSURANCE
- $50,000 policy limit.
Transamerica Guaranteed issue whole life SAMPLE MONTHLY QUOTES
Transamerica "Immediate Solution"
Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Male
Coverage | Age 55 | Age 65 | Age 75 |
|---|---|---|---|
$10,000 | $47.87 | $79.67 | $140.48 |
$25,000 | $114.25 | $193.76 | $345.78 |
$50,000 | $224.89 | N/A | N/A |
Transamerica "Immediate Solution"
Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Female
Coverage | Age 55 | Age 65 | Age 75 |
|---|---|---|---|
$10,000 | $37.69 | $55.43 | $97.50 |
$25,000 | $88.80 | $133.15 | $283.33 |
$50,000 | $173.98 | N/A | N/A |
On Health IQ's site. Health IQ is a licensed Transamerica Life Insurance partner.
Transamerica "10 Pay Solution"
Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Male
Coverage | Age 55 | Age 65 | Age 75 |
|---|---|---|---|
$10,000 | $84.05 | $114.27 | $163.35 |
$25,000 | $204.70 | $280.25 | $402.95 |
$50,000 | $405.79 | N/A | N/A |
Transamerica "10 Pay Solution"
Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Female
Coverage | Age 55 | Age 65 | Age 75 |
|---|---|---|---|
$10,000 | $69.87 | $90.41 | $128.39 |
$25,000 | $169.25 | $220.61 | $315.56 |
$50,000 | $334.88 | N/A | N/A |
On Health IQ's site. Health IQ is a licensed Transamerica Life Insurance partner.
Transamerica "Easy Solution"
Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Male
Coverage | Age 55 | Age 65 | Age 75 |
|---|---|---|---|
$10,000 | $116.54 | $174.45 | $274.32 |
$25,000 | $285.93 | $430.71 | $680.39 |
Transamerica "Easy Solution"
Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Female
Coverage | Age 55 | Age 65 | Age 75 |
|---|---|---|---|
$10,000 | $92.36 | $129.87 | $199.43 |
$25,000 | $225.49 | $319.25 | $493.15 |
WHAT IS THE PRICE FOR Transamerica No lapse guaranteed UNIVERSAL LIFE INSURANCE?
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SUMMARY
Transamerica is a good company and should be included on your list of companies you are considering buying life insurance from. Whether it's term or guaranteed issue whole life insurance, Transamerica has competitive products and prices.
Do you have any experience with Transamerica? If so, we would love to hear about it. Please leave a comment below.