How Much Does Life Insurance By Transamerica Cost?



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Summary:

All sample quotes and policy details in this review of How Much Does Life Insurance By Transamerica Cost?  were obtained on the Transamerica website.  Your exact cost will vary and depend on your age, your health, as well as other underwriting factors.  You must complete an application and be approved in underwriting before you will know your exact cost. 

Be sure to check out Transamerica Life Insurance Review - Pros & Cons - Frequently Asked Questions and get even more details about Transamerica 

Lady with a smile on her face while looking at her lap top computer.  The banner on the picture says Transamerica Life Insurance Review

On Health IQ's site.  Health IQ is a licensed Transamerica Life Insurance partner.

Transamerica Term life insurance PRICING AND FEES

The pricing of Transamerica term life insurance is competitive.  They have a wide variety of life insurance products to meet your needs.  There are no application fees when you apply other than the premium you would pay if you actually buy the policy.

HOW MUCH DOES Transamerica TERM LIFE INSURANCE COST?

Transamerica is always in the Top 10 compared to the competition when it comes to cost.  They actually crack the Top 5 in many cases especially in the older ages.

QUICK VIEW

  • Product Name: Trendsetter Super & Trendsetter LB
  • Minimum Policy Face Amount: Super $25,000-$10 Mill | LB $25,000-$2Mill
  • Issue Ages: See Full Review for details
  • Level Period: 10, 15, 20, 25, 30

Transamerica term life insurance UNDERWRITING CLASSES

Transamerica term life insurance ADDITIONAL RIDERS

Trendsetter Super

  • Accidental Death
  • Children's Benefit Rider
  • Disability Wavier of Premium Rider
  • Terminal Illness Accelerated Death Benefit Rider

Trendsetter LB

  • Accidental Death
  • Children's Benefit Rider
  • Disability Wavier of Premium Rider

Conversion:

Both Trendsetter Super & Trendsetter LB

  • This option must be exercised no later than the earlier of the end of the initial level premium period or the insured’s 70th birthday (75th birthday for Preferred Plus class)

Shortcut:  Our #1 choice for life insurance with health issues is Health IQ.  If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.

Transamerica TERM LIFE INSURANCE PROS

  • Excellent Prices - Transamerica term life insurance  is usually in the Top 10 for price when compared to other leading life insurance carriers.

CONS OF transamerica TERM LIFE INSURANCE

  • Full medical underwriting may be required.  Takes upwards of 4 to 8 weeks to get approved on some policies.

On Health IQ's site.  Health IQ is a licensed Transamerica Life Insurance partner.

Transamerica term life insurance SAMPLE MONTHLY QUOTES

Quotes assume the best possible underwriting class.  Your actual prices may be different.

Transamerica Trendsetter Super Term Life Insurance

$250,000 Sample Monthly Quotes - Male

$250,000

Age 35

Age 45

Age 55

10 Year

$9.68

$17.20

$38.92

15 Year

$10.75

$22.15

$48.16

20 Year

$13.55

$27.52

$63.21

25 Year

$18.28

$38.06

$101.48

30 Year

$21.72

$44.08

$132.01

Transamerica Trendsetter Super Term Life Insurance

$250,000 Sample Monthly Quotes - Female

$250,000

Age 35

Age 45

Age 55

10 Year

$9.03

$15.48

$29.89

15 Year

$10.11

$17.42

$34.62

20 Year

$11.83

$22.36

$49.45

25 Year

$16.13

$29.89

$78.26

30 Year

$18.71

$35.05

$96.11

Transamerica Trendsetter Super Term Life Insurance

$500,000 Sample Monthly Quotes - Male

$500,000

Age 35

Age 45

Age 55

10 Year

$14.19

$27.09

$69.66

15 Year

$15.91

$37.41

$88.58

20 Year

$21.07

$48.16

$118.68

25 Year

$30.10

$68.37

$195.22

30 Year

$36.55

$80.41

$239.51

Transamerica Trendsetter Super Term Life Insurance

$500,000 Sample Monthly Quotes - Female

$500,000

Age 35

Age 45

Age 55

10 Year

$12.04

$24.51

$52.03

15 Year

$14.62

$28.81

$61.92

20 Year

$17.63

$38.29

$86.00

25 Year

$25.37

$52.46

$145.34

30 Year

$30.96

$62.35

$178.88

On Health IQ's site.  Health IQ is a licensed Transamerica Life Insurance partner.

Transamerica Trendsetter LB Term Life Insurance

$250,000 Sample Monthly Quotes - Male

$250,000

Age 35

Age 45

Age 55

10 Year

$13.12

$23.01

$56.33

15 Year

$16.77

$29.24

$67.08

20 Year

$20.43

$39.13

$88.80

25 Year

$24.30

$48.16

$118.47

30 Year

$28.38

$60.63

$163.62

Transamerica Trendsetter LB Term Life Insurance

$250,000 Sample Monthly Quotes - Female

$250,000

Age 35

Age 45

Age 55

10 Year

$12.04

$19.78

$43.00

15 Year

$14.62

$24.73

$52.03

20 Year

$17.85

$31.39

$69.88

25 Year

$21.07

$38.92

$96.75

30 Year

$24.30

$49.67

$139.32

Transamerica Trendsetter LB Term Life Insurance

$500,000 Sample Monthly Quotes - Male

$500,000

Age 35

Age 45

Age 55

10 Year

$16.66

$36.12

$98.47

15 Year

$24.51

$48.59

$120.83

20 Year

$33.11

$69.23

$163.83

25 Year

$40.85

$86.43

$222.74

30 Year

$49.02

$111.80

$313.04

Transamerica Trendsetter LB Term Life Insurance

$500,000 Sample Monthly Quotes - Female

$500,000

Age 35

Age 45

Age 55

10 Year

$14.62

$28.81

$71.81

15 Year

$20.64

$39.56

$92.45

20 Year

$27.52

$53.75

$127.71

25 Year

$34.40

$68.80

$180.17

30 Year

$41.28

$90.73

$266.17

On Health IQ's site.  Health IQ is a licensed Transamerica Life Insurance partner.

WHAT IS THE COST OF Transamerica GUARANTEED ISSUE WHOLE LIFE INSURANCE?

The cost of Transamerica Guaranteed Issue Whole Life Insurance is very competitive compared to the competition.  See sample quotes below.

QUICK VIEW

  • Product Name: Immediate Solution | 10 Pay Solution | Easy SolutionPolicy Face Amount: Immediate & 10 Pay - $1,000 to $50,000 Easy - $1,000 to $25,000
  • Issue Ages: Immediate & 10 Pay - 0 to 85 Easy - 0 to 80
  • Level Period: Lifetime coverage

Transamerica Guaranteed Issue whole life UNDERWRITING CLASSES

  • There are no underwriting classes for Transamerica Guaranteed Issue Whole Life.

Transamerica Guaranteed issue whole Life ADDITIONAL RIDERS

Immediate & 10 Pay Solution

  • Accelerated Death Benefit Rider (Florida only)
  • Accelerated Death Benefit Rider with Nursing Home Benefit
  • Terminal Illness Accelerated Death Benefit Rider (California only)

Easy Solution

  • No riders available

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Transamerica Guaranteed issue WHOLE LIFE INSURANCE PROS

  • 3 affordable policy options to choose from.
  • Policies as low as $1,000.

CONS OF Transamerica Guaranteed issue WHOLE LIFE INSURANCE

  • $50,000 policy limit. 

Transamerica Guaranteed issue whole life  SAMPLE MONTHLY QUOTES

Transamerica "Immediate Solution"

Guaranteed Issue Whole Life Insurance

Sample Monthly Quotes -  Male

Coverage

Age 55

Age 65

Age 75

$10,000

$47.87

$79.67

$140.48

$25,000

$114.25

$193.76

$345.78

$50,000

$224.89

N/A

N/A

Transamerica "Immediate Solution"

Guaranteed Issue Whole Life Insurance

Sample Monthly Quotes -  Female

Coverage

Age 55

Age 65

Age 75

$10,000

$37.69

$55.43

$97.50

$25,000

$88.80

$133.15

$283.33

$50,000

$173.98

N/A

N/A

On Health IQ's site.  Health IQ is a licensed Transamerica Life Insurance partner.

Transamerica "10 Pay Solution"

Guaranteed Issue Whole Life Insurance

Sample Monthly Quotes -  Male

Coverage

Age 55

Age 65

Age 75

$10,000

$84.05

$114.27

$163.35

$25,000

$204.70

$280.25

$402.95

$50,000

$405.79

N/A

N/A

Transamerica "10 Pay Solution"

Guaranteed Issue Whole Life Insurance

Sample Monthly Quotes -  Female

Coverage

Age 55

Age 65

Age 75

$10,000

$69.87

$90.41

$128.39

$25,000

$169.25

$220.61

$315.56

$50,000

$334.88

N/A

N/A

On Health IQ's site.  Health IQ is a licensed Transamerica Life Insurance partner.

Transamerica "Easy Solution"

Guaranteed Issue Whole Life Insurance

Sample Monthly Quotes -  Male

Coverage

Age 55

Age 65

Age 75

$10,000

$116.54

$174.45

$274.32

$25,000

$285.93

$430.71

$680.39

Transamerica "Easy Solution"

Guaranteed Issue Whole Life Insurance

Sample Monthly Quotes -  Female

Coverage

Age 55

Age 65

Age 75

$10,000

$92.36

$129.87

$199.43

$25,000

$225.49

$319.25

$493.15

WHAT IS THE PRICE FOR Transamerica No lapse guaranteed UNIVERSAL LIFE INSURANCE?



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SUMMARY

Transamerica is a good company and should be included on your list of companies you are considering buying life insurance from.   Whether it's term or guaranteed issue whole life insurance, Transamerica has competitive products and prices.  

Do you have any experience with Transamerica?  If so, we would love to hear about it.  Please leave a comment below.


Written by:  Chris Lalor

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