Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips will help save you hundreds of dollars. And lots of hassle! Here's what you need to know...
Pro Tips + Basics

[Tips!] Life Insurance Buyer’s Guide – Top 3 Questions

There is no doubt, technology is here to stay— in every aspect of our lives. Life Insurance Companies embrace & adopt Insurtech Innovations, at a rapid pace. But what about YOU? If you are NOT young enough OR healthy enough to qualify, currently D2C Life Insurance Platforms offer you little-to-no options!
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Insurtech – D2C Life Insurance – Pros & Cons – FAQs

So.... We searched the keywords “life insurance quotes no contact info.” on Google.   Below are some of the results on the first page.   Notice that each of these companies REQUIRE YOUR CONTACT INFO before you are allowed to see the quote.  Even worse, some of them have a disclaimer saying YOUR PHONE NUMBER WILL BE ADDED TO AN AUTODIALER.
Pro Tips + Basics Warnings

[Scam Alert!] Life Insurance Quotes – AutoDialers & RoboCalls

Pro Tips + Basics

101 Tactics to Save You Money on Life Insurance – Even if You Already Have a Policy

Here are three reasons why applying for life insurance — or making sure you have enough coverage —should be at the top of your list of New Year’s resolutions for 2024.
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Should Buying Life Insurance Be Your 2024 New Year’s Resolution?

Sagicor (SagicorNow) offers Term, Whole, & Universal Life Insurance. No Medical Exam, for qualified applicants. Free quotes. Compare rates.
Agency Reviews

Sagicor Life Insurance Review – Pros & Cons – FAQs

$500k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$500k – 30 Year Term Life – D2C – Cost

Products + Policies

$250,000 Life Insurance Coverage – Sample Quotes – FAQs

To find out Americans’ knowledge and perceptions of life insurance, Assurance conducted a survey of more than 1,000 Americans in March 2023.
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Studies Look at How Consumers Value Life Insurance – or

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Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips could help save you hundreds (if not thousands!) of dollars... And awholelotta hassle! So... let's dive in!
Pro Tips + Basics

[5 Tips!] Life Insurance – Five Tips – Before You Buy

"Term Life Conversion" is a lesser known Life Insurance policy feature, that should NOT be overlooked... Especially during Covid-19! During such uncertain times, purchasing a term life insurance policy —with no or a limited conversion feature— is taking a big gamble, when it comes to being able to keep your life insurance policy if you get sick. 
Pro Tips + Basics

Term Life Conversion – Policy Feature Not To Overlook! [Covid-19]

Pro Tips + Basics

Do You Need to Fill The Gap with More Life Insurance?

Understanding The Difference Types of Life Insurance
Pro Tips + Basics

Understanding the Different Types of Life Insurance

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In this review, we'll describe the steps involved in the SelectQuote Application Process. SelectQuote Life Insurance Does Not (Can Not!) Save You More $$$ than an Independent Agent Can. Call anytime with questions: 888-681-4952
Agency Reviews

SelectQuote – Life Insurance – Application Process

TruStage offers limited amounts of coverage, at an average price, from ONLY ONE Life Insurance Company (CMFG). Shop around. Compare rates!
Agency Reviews

TruStage Life Insurance Review – Pros & Cons – FAQs

Bestow offers term life insurance with rates starting at $10 per month. An entirely online process —from quote to binding your policy— in about 10 minutes... if you are young enough and healthy enough to qualify!
Agency Reviews

Bestow Life Insurance Review – Pros & Cons – FAQs

Have Life Insurance Review - Pros and Cons - FAQs
Agency Reviews

Haven Life Insurance Review – Pros & Cons – FAQs

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Company Reviews

Colonial Life Insurance Review – Pros & Cons – Products

Check out our Protective Life Insurance Review to get full company and policy details.
Company Reviews

Protective Life Insurance Review – Pros & Cons – FAQs

State Farm may be an insurance giant, but this does not make them better than an independent agent or broker.  It just means they are bigger and have more name recognition. We'll explain in detail why you should ***almost never buy life insurance*** from this State Farm.
Company Reviews

State Farm Life Insurance Review – Pros & Cons – FAQs

Learn about Prudential Life Insurance underwriting guidelines, how they issue policies, how to get an online quote and how to keep your premium costs down.
Company Reviews

Prudential Life Insurance Review – Pros & Cons – FAQs

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Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Products + Policies

If you are a AAA member, chances are you have received this “Exclusive Members Only Group Term Life Insurance” application & information packet in your mailbox — at least once, if not once a month.
Products + Policies

AAA – Exclusive Members Only – Group Term Life Insurance

If you are a AAA member, chances are you have received this “Exclusive Members Only Group Term Life.

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
Products + Policies

$150,000 Life Insurance – No Medical Exam

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

AIG Guaranteed Issue Whole Life Insurance provides financial protection that you and your family can count on. If you are between the ages of 50 & 85, regardless of health, you will not be turned down for this life insurance policy.
Products + Policies

AIG Guaranteed Issue Whole Life Insurance

AIG Guaranteed Issue Whole Life Insurance. If you are between the ages of 50 & 85, you will not.

HOW MUCH DOES LONG TERM DISABILITY COST? Average long-term disability insurance rates cost between 1-3% of your annual salary, but the exact cost will depend on a number of factors about the applicant and the policy chosen.
Products + Policies

Disability Insurance – Short Term vs Long Term – Cost – Best Companies

Average long-term disability insurance rates cost between 1-3% of your annual salary, but exact cost will depend on.

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IT PAYS TO SHOP AROUND

Life Insurance Agents

ARE NOT ALL THE SAME

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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