If you've been researching life insurance rates and want to know how much Haven Life Insurance costs, you're in the perfect place!
We've got sample quotes for you from $100,000 up to $1 million.
But before we start...
Please note that all Haven Life Insurance sample quotes shared in this article assume the best possible underwriting class. Not everyone will qualify for the best rate. Your actual results may vary and will be based on your...
- Age
- Gender
- Health History
- Rx Prescription History
- Family History
- Non-Smoker vs Smoker
- Driving History
- Hobbies / Habits
- Foreign Travel
To ensure the best accuracy, click here to get your own personalized life insurance quote.
Are you looking for more information? Get all the facts!
Visit our Haven Life Insurance Review and get all the details in our full company review.
Haven Life PRICING AND FEES
If you qualify, Haven Life's prices are some of the best in the industry. Getting quotes and buying life insurance on their website is easy and there are no hidden costs or fees other than the actual premium.
In other words, there is no service charge.
HOW MUCH DOES Haven TERM LIFE INSURANCE COST?
Backed by Mass Mutual Life, an industry leader for over 160 years, Haven term life insurance costs are relatively inexpensive compared to other leading carriers. (See Sample Quotes Below.)
If you are ages 18 to 59 you can get up to $3 million of coverage. Ages 60 to 64 you can get up to $1million. Traditional medical underwriting may be required. If you are 59 and younger, Instant Term offers up to $1million of instant non-medical life insurance by using algorithms instead of the traditional underwiring process.
Skip the Needles!
Want to take the "pain" out of life insurance? We don't blame you! Did you know Haven offers term life insurance options with no medical exam up to age 64? See if you qualify for "no exam" today.
Quotes are quick, easy, and free!
Haven Term Simplified, issue ages 18 to 64 is a simplified issue term life insurance policy for up to $500,000 in coverage that can be purchased without a medical exam. The policy is issued by C.M Life Insurance Company, a subsidiary of MassMutual.
QUICK VIEW
Haven Life UNDERWRITING CLASSES
- Preferred Non-Tobacco
- Standard Non-Tobacco
- Preferred Tobacco
- Standard Tobacco
- Substandard Table Ratings
Haven Life ADDITIONAL RIDERS
- Haven Life Plus: Free fitness app. + digital will & trust + secure online safe deposit box + MinuteClinic (15% discount voucher for family health services inside CVS Pharmacy and Target stores)
- Accelerated Death Benefit: Access a portion of your policy’s benefit early in the unfortunate event you become terminally ill
- Wavier of Premium: Waves premiums if you become disabled.
Conversion: Important!! You CAN NOT convert any of Haven's term life insurance polices to permanent life insurance. This can be a problem if you have a health change during the term period and are not eligible for new coverage after the term period expires. If this happens, you will not have any life insurance coverage once the Haven term life expires.
Shortcut: Our #1 choice for life insurance with health issues is AIG Direct. If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.
Haven TERM LIFE INSURANCE PROS
- Excellent prices compared to other leading carriers.
- Quick approval for up to $1,000,000 of coverage ages 18-59 using algorithmic underwriting
- Up to $500,000 of coverage without a medical exam
CONS OF Haven TERM LIFE INSURANCE
- Not available if you are 65 or older
- Only term. No permanent (Whole Life or Universal Life) available
- Not available as a replacement policy. Can not buy if new Haven policy is intended to replace a current older policy you have.
- Only available as personal insurance. No business cases allowed. (Keyman or Buysell etc.)
Haven LIfe SAMPLE MONTHLY QUOTES
(Quotes assume Preferred Plus Underwriting Class. Actual prices may be different. Click here to get your personalized quote.)
Monthly Term Life Insurance Quotes (Age 30 - Male)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $8.38 | $8.86 | $10.57 | $14.21 |
$250,000 | $11.94 | $13.15 | $17.43 | $26.53 |
$500,000 | $14.72 | $16.45 | $22.48 | $36.26 |
$1,000,000 | $23.45 | $26.90 | $38.96 | $66.52 |
Monthly Term Life Insurance Quotes (Age 30 - Female)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $7.97 | $7.97 | $10.57 | $14.21 |
$250,000 | $10.93 | $12.57 | $14.99 | $21.52 |
$500,000 | $13.00 | $16.02 | $19.46 | $30.23 |
$1,000,000 | $20.01 | $26.03 | $32.92 | $54.46 |
Quotes are quick, easy, and free!
Monthly Term Life Insurance Quotes (Age 40 - Male)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $9.46 | $10.68 | $13.25 | $19.82 |
$250,000 | $14.66 | $17.70 | $24.12 | $40.55 |
$500,000 | $18.60 | $22.91 | $32.38 | $59.59 |
$1,000,000 | $31.20 | $39.82 | $58.77 | $113.89 |
Monthly Term Life Insurance Quotes (Age 40 - Female)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $8.98 | $10.28 | $11.56 | $16.48 |
$250,000 | $13.45 | $16.71 | $19.91 | $32.20 |
$500,000 | $16.88 | $22.48 | $28.07 | $48.32 |
$1,000,000 | $27.76 | $38.96 | $50.15 | $90.63 |
Monthly Term Life Insurance Quotes (Age 50 - Male)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $16.66 | $21.43 | $26.20 | N/A |
$250,000 | $32.65 | $44.57 | $56.49 | N/A |
$500,000 | $45.73 | $64.68 | $84.06 | N/A |
$1,000,000 | $85.47 | $123.37 | $162.12 | N/A |
Monthly Term Life Insurance Quotes (Age 50 - Female)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $14.33 | $16.21 | $20.09 | N/A |
$250,000 | $26.82 | $31.54 | $41.23 | N/A |
$500,000 | $37.12 | $47.89 | $61.67 | N/A |
$1,000,000 | $68.24 | $89.77 | $117.33 | N/A |
Quotes are quick, easy, and free!
Monthly Term Life Insurance Quotes (Age 60 - Male)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $37.60 | $47.56 | $64.72 | N/A |
$250,000 | $85.00 | $109.90 | $152.80 | N/A |
$500,000 | $125.83 | $167.61 | $230.91 | N/A |
$1,000,000 | $245.67 | $329.22 | $455.82 | N/A |
Monthly Term Life Insurance Quotes (Age 60 - Female)
Coverage | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
$100,000 | $26.36 | $32.76 | $45.16 | N/A |
$250,000 | $56.90 | $72.91 | $103.91 | N/A |
$500,000 | $83.20 | $109.90 | $156.84 | N/A |
$1,000,000 | $160.40 | $213.80 | $307.68 | N/A |
WHAT IS THE COST OF Haven GUARANTEED ISSUE WHOLE LIFE INSURANCE?
Haven Life only sells term life insurance. If you are interested in Guaranteed Issue Whole Life Insurance Click Here for a quote.
WHAT IS THE PRICE FOR Haven UNIVERSAL LIFE INSURANCE?
Haven Life only sells term life insurance. If you are interested in Universal Life Insurance Click Here For A Quote.
SUMMARY
Haven Life, back by Mass Mutual Life Insurance Company, has very completive term life insurance prices and should be included as an option worth exploring if you are in the market for term life insurance. However, Haven Life is not an option if you are age 65 or older, are in the market for permanent life insurance, or looking for more that $3 million of coverage.
Have you had any experience with Haven Life Insurance? Let us know in the comments.