How Much Does Life Insurance By Fabric Cost?



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Summary:

Sample quotes and policy information for this review of how much does life insurance by Fabric cost were taken from the Fabric website.  Your actually results may be different and will not be known until you complete the application, the underwriting process and are approved for the coverage.  How old you are, how healthy you are, do you smoke, your family history, as well as other factors are what determine the results of your approval and your actual costs.

Fabric is NOT a life insurance company.  They are a licensed insurance agency that sells accidental death insurance and life insurance by Vantis Life Insurance Company and gets compensated for selling their policies.  Click Fabric Life Insurance Review - Pros & Cons - Frequently Asked Questions to get all the facts about Fabric. 

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Fabric PRICING AND FEES

Fabric pricing is straight forward.  They have prices for level 10, 15, and 20 year term life insurance policies and accidental death insurance.  There are no fees other than the actual premium you pay and it does not cost you anything to apply on the Fabric website.

HOW MUCH DOES Fabric TERM LIFE INSURANCE COST?

Compared to it's competition, the cost of Fabric term life insurance is expensive no matter if you are young or old.  See sample quotes below. Fabric can be as much as 10% more in cost than other leading carriers so make sure you keep shopping around before you buy your policy from Fabric.

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QUICK VIEW

  • Product Name: Term Life Insurance  
  • Minimum Policy Face Amount: $100,000 to $1,000,000 - Medical exam may not be required.  Up to $5,000,000 Medical exam required.
  • Issue Ages: 21 to 60
  • Level Period: 10, 15, 20 Year

FAbric UNDERWRITING CLASSES

  • Ultra Select - No tobacco in 5 years.  Excellent health and family history.  Low risk lifestyle
  • Select Plus - No tobacco in 3 years.  Very good health and family history.  Low risk lifestyle
  • Select - No tobacco in 2 years.  Good health and family history.  Low risk lifestyle
  • Standard - No tobacco in 1 year.  Acceptable health and family history.  Moderate risk lifestyle
  • Tobacco User - Tobacco use with in the last year.  Acceptable health and family history.  Moderate risk lifestyle

Fabric ADDITIONAL RIDERS

Fabric offers NO ADDITIONAL riders like waver of premium, child rider or living benefits riders.  No living benefits means you can not access your death benefit early if you become terminally ill and need the money to pay medical expenses.

Conversion: Fabric term is convertible to whole life coverage offered by Vantis Life Insurance Company.  You can convert all or part of the face amount of your term life policy at anytime prior to the policy anniversary following your 65th birthday.  A new application will be required and your new whole life premium will be based on your attained age when you convert.

Shortcut:  Our #1 choice for life insurance with health issues is Health IQ.  If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.

Fabric TERM LIFE INSURANCE PROS

  • Easy to apply.  Possible to get up to $1,000,000 of coverage with out a medical exam. 

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CONS OF Fabric TERM LIFE INSURANCE

  • Expensive prices for term life insurance compared to other leading carriers.
  • No term longer than 20 years.
  • No living benefit riders available.

Fabric SAMPLE MONTHLY QUOTES

Quotes assume Ultra Select Underwriting Class.  Actual prices may be different.  Click here to get your personalized quote.)

Monthly Term Life Insurance Quotes (Age 30 - Male)

Coverage

10 Year

15 Year

20 Year

$100,000

$15.13

$15.51

$15.88

$250,000

$16.72

$18.49

$20.27

$500,000

$20.60

$24.26

$27.91

$1,000,000

$30.54

$37.33

$44.11

Monthly Term Life Insurance Quotes (Age 30 - Female)

Coverage

10 Year

15 Year

20 Year

$100,000

$14.13

$14.55

$14.96

$250,000

$15.67

$17.34

$19.01

$500,000

$19.35

$22.06

$24.78

$1,000,000

$26.66

$32.55

$38.44

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Monthly Term Life Insurance Quotes (Age 40 - Male)

Coverage

10 Year

15 Year

20 Year

$100,000

$19.93

$18.70

$20.48

$250,000

$20.39

$24.19

$27.99

$500,000

$27.95

$36.18

$44.40

$1,000,000

$44.20

$60.06

$75.93

Monthly Term Life Insurance Quotes (Age 40 - Female)

Coverage

10 Year

15 Year

20 Year

$100,000

$15.47

$16.82

$18.18

$250,000

$19.14

$22.42

$25.70

$500,000

$25.61

$30.83

$36.05

$1,000,000

$38.98

$50.36

$61.74

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Monthly Term Life Insurance Quotes (Age 50 - Male)

Coverage

10 Year

15 Year

20 Year

$100,000

$23.27

$28.56

$33.84

$250,000

$35.51

$44.84

$54.18

$500,000

$57.39

$77.10

$96.81

$1,000,000

$100.99

$140.04

$179.08

Monthly Term Life Insurance Quotes (Age 50 - Female)

Coverage

10 Year

15 Year

20 Year

$100,000

$20.06

$24.03

$27.99

$250,000

$30.71

$38.60

$46.49

$500,000

$45.45

$60.06

$74.68

$1,000,000

$79.74

$107.76

$135.77