Summary:
Sample quotes and policy details in this review of How Much Does Life Insurance By Banner Cost? come from the Banner Life website. Your exact results may vary and will depend on your age, your health, as well as other underwriting factors. You must complete an application, underwriting and once approved, you will told what your exact costs are.
Click Banner Life Insurance Review - Pros & Cons - Frequently Asked Questions to read our full review of Banner Life
Get a Quote from Our Best Priced Company
BAnner term Life Insurance PRICING AND FEES
Competitive pricing is why Banner has one of the best term life insurance products in the market. There are no application fees and it is free to apply for coverage.
HOW MUCH DOES BAnner TERM LIFE INSURANCE COST?
Banner is a low cost term life insurance company. Their premiums are always in the Top 5 compared to the competition. See sample quotes below.
QUICK VIEW
Get a Quote from Our Best Priced Company
banner term life insurance UNDERWRITING CLASSES
- Preferred Plus
- Preferred
- Standard Plus
- Standard
- Substandard - Table 2 - 12
Banner term life insurance ADDITIONAL RIDERS
- Accelerated Death Benefit Rider
- Wavier of Premium Rider
- Children's Insurance Rider
Conversion: You can convert Banner term life insurance for the duration of the guaranteed level premium period or up to age 70 which ever comes first. Policies issued at age 66 or over are convertible during the first 5 policy years
Shortcut: Our #1 choice for life insurance with health issues is Health IQ. If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.
Banner life insurance TERM LIFE INSURANCE PROS
- Excellent prices.
- Offers 35 & 40 year level term products.
CONS OF Banner TERM LIFE INSURANCE
- No policies less than $100,000 are available.
- May take up to 6 weeks to get approved.
BAnner term life insurance SAMPLE MONTHLY QUOTES
Sample quotes assume assume the best available underwriting class. Your actual prices may be different.
$250,000 Banner Term Life Insurance
Sample Monthly Quotes
Male
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $12.96 | $22.95 | $41.31 |
15 Year | $13.92 | $22.95 | $54.61 |
20 Year | $13.92 | $26.53 | $64.81 |
25 Year | $19.32 | $38.77 | $104.64 |
30 Year | $21.09 | $45.11 | $150.39 |
35 Year | $25.83 | $66.45 | N/A |
40 Year | $37.30 | $95.94 | N/A |
Get a Quote from Our Best Priced Company
$250,000 Banner Term Life Insurance
Sample Monthly Quotes
Female
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $12.20 | $17.42 | $34.85 |
15 Year | $12.20 | $17.42 | $38.84 |
20 Year | $12.20 | $21.43 | $47.97 |
25 Year | $16.20 | $30.10 | $73.75 |
30 Year | $18.28 | $33.61 | $93.98 |
35 Year | $21.74 | $46.59 | N/A |
40 Year | $28.60 | $76.80 | N/A |
Get a Quote from Our Best Priced Company
$500,000 Banner Term Life Insurance
Sample Monthly Quotes
Male
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $20.40 | $32.94 | $72.84 |
15 Year | $22.74 | $36.20 | $88.99 |
20 Year | $22.74 | $46.65 | $119.16 |
25 Year | $29.36 | $66.35 | $187.93 |
30 Year | $35.45 | $79.47 | $295.67 |
35 Year | $43.78 | $123.88 | N/A |
40 Year | $69.50 | $186.78 | N/A |
Get a Quote from Our Best Priced Company
$500,000 Banner Term Life Insurance
Sample Monthly Quotes
Female
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
10 Year | $16.57 | $28.26 | $59.50 |
15 Year | $16.57 | $28.39 | $68.08 |
20 Year | $17.87 | $37.62 | $89.24 |
25 Year | $25.07 | $50.77 | $135.05 |
30 Year | $29.90 | $61.53 | $176.71 |
35 Year | $36.71 | $88.08 | N/A |
40 Year | $52.11 | $145.08 | N/A |
WHAT IS THE COST OF banner GUARANTEED ISSUE WHOLE LIFE INSURANCE?
Banner does not offer guaranteed issue whole life insurance. Click here to get a quote for guaranteed whole life insurance from other leading carriers.
No problem with no-exam life insurance from Ladder Life!
WHAT IS THE PRICE FOR Banner UNIVERSAL LIFE INSURANCE?
QUICK VIEW
Banner Universal Life UNDERWRITING CLASSES
- Preferred Plus
- Preferred
- Standard Plus
- Standard
- Substandard - Table 2 - 12
Banner universal life ADDITIONAL RIDERS
- Accelerated Death Benefit Rider
- Wavier of Premium Rider
- Children's Insurance Rider
Skip the Needles!
Want to take the "pain" out of life insurance? We don't blame you! Ladder Life Insurance is our #1 recommended no-exam company offering 10, 20, and 30 year plans up to age 60. See if you qualify for "no exam" today.
Quotes are quick, easy, and free!
Banner UNIVERSAL LIFE INSURANCE PROS
- Flexible lifetime coverage.
- Policies as low as $50,000
CONS OF Banner UNIVERSAL LIFE INSURANCE
- Expensive compared to other leading universal life carriers.
Banner universal life SAMPLE MONTHLY QUOTES
Sample quotes assume the best possible underwriting class. You actual prices may be different.
$250,000 Banner Universal Life Insurance
Sample Monthly Quotes
Male
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
To Age 100 | $177.00 | $268.17 | $446.10 |
To Age 121 | $195.18 | $294.52 | $485.67 |
Get a Quote from Our Best Priced Company
$250,000 Banner Universal Life Insurance
Sample Monthly Quotes
Female
$250,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
To Age 100 | $148.74 | $230.15 | $345.17 |
To Age 121 | $174.05 | $266.61 | $399.31 |
Get a Quote from Our Best Priced Company
$500,000 Banner Universal Life Insurance
Sample Monthly Quotes
Male
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
To Age 100 | $335.21 | $517.71 | $873.81 |
To Age 121 | $371.62 | $570.46 | $953.05 |
Get a Quote from Our Best Priced Company
$500,000 Banner Universal Life Insurance
Sample Monthly Quotes
Female
$500,000 | Age 35 | Age 45 | Age 55 |
|---|---|---|---|
To Age 100 | $278.63 | $441.59 | $671.84 |
To Age 121 | $329.33 | $514.58 | $780.26 |
SUMMARY
Banner Life offers low cost term life insurance. Their term life insurance prices are generally in the Top 5 when compared to other leading carriers in the market. On the other hand, Banner's universal life has average to expensive prices compared to the competition.
Do you have any experience with Banner Life? If so, we would love to hear about it. Please leave a comment below.