Summary:
The sample quotes and policy details in this review of How Much Does Life Insurance By AAA Cost? were taken from the AAA website. Your exact cost will vary and will depend on your age, how healthy your are as well as other underwriting criteria required by AAA.
Click AAA Life Insurance Review - Pros & Cons - Frequently Asked Questions for our full review of AAA life insurance.
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AAA PRICING AND FEES
AAA is not aggressive in their pricing. Their term, guaranteed issue whole life & universal life prices are high compared to other leading carriers. There are no extra fees when you buy life insurance from AAA. You don't need to be a AAA member to buy.
HOW MUCH DOES AAA TERM LIFE INSURANCE COST?
The cost of AAA term life insurance is expensive. Other leading carriers cost less than AAA.
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AAA Term Life Insurance ADDITIONAL RIDERS
- Accelerated Death Benefit Rider
- Child Rider
- Disability Wavier of Premium
- Return of Premium
Conversion: You can convert to permanent insurance up to the end of the initial term period or to your 65th birthday which ever comes first.
Shortcut: Our #1 choice for life insurance with health issues is Health IQ. If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.
AAA TERM LIFE INSURANCE PROS
- Easy to purchase - you do not need to be a AAA member
CONS OF AAA TERM LIFE INSURANCE
- Expensive compared to the competition
AAA Term Life Insurance SAMPLE MONTHLY QUOTES
Quotes assume the best underwriting class available. Your actual prices may be different. Click here to get your personalized quote.
AAA Express Term Life Insurance
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AAA Express Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 30
Coverage | Male | Female |
|---|---|---|
$250,000 | $20.24 | $18.48 |
$500,000 | $30.36 | $26.40 |
AAA Express Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 40
Coverage | Male | Female |
|---|---|---|
$250,000 | $32.12 | $28.82 |
$500,000 | $50.16 | $44.00 |
AAA Express Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 50
Coverage | Male | Female |
|---|---|---|
$250,000 | $70.40 | $55.00 |
$500,000 | $123.20 | $92.84 |
AAA Express Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 60
Coverage | Male | Female |
|---|---|---|
$250,000 | $204.82 | $142.78 |
$500,000 | $366.96 | $251.24 |
AAA Traditional Term Life Insurance
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AAA Traditional Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 30
Coverage | Male | Female |
|---|---|---|
$250,000 | $16.94 | $15.40 |
$500,000 | $25.96 | $22.44 |
AAA Traditional Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 40
Coverage | Male | Female |
|---|---|---|
$250,000 | $23.98 | $21.12 |
$500,000 | $38.28 | $33.00 |
AAA Traditional Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 50
Coverage | Male | Female |
|---|---|---|
$250,000 | $54.56 | $42.02 |
$500,000 | $101.64 | $75.68 |
AAA Traditional Term Life Insurance
20 Year Term Life Insurance
Sample Monthly Quotes - Age 60
Coverage | Male | Female |
|---|---|---|
$250,000 | $140.80 | $97.68 |
$500,000 | $271.04 | $184.80 |
WHAT IS THE COST OF AAA GUARANTEED ISSUE WHOLE LIFE INSURANCE?
The cost of AAA guaranteed issue whole life insurance is average compared to other leading carriers in the market. You can find other similar policies for less cost if you shop around.
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AAA Guaranteed Issue Whole Life ADDITIONAL RIDERS
- Travel Accident Endorsement that doubles the death benefit
- Lifetime Membership benefit after the second year of the policy.
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AAA Guaranteed Issue WHOLE LIFE INSURANCE PROS
- No health questions or medical exams. Get guaranteed coverage right away
CONS OF AAA Guaranteed WHOLE LIFE INSURANCE
- Graded benefit - Limitations of the death benefit if you die in the first 2 years.
AAA Guaranteed Issue Whole life SAMPLE MONTHLY QUOTES
AAA Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Age 45
Coverage | Male | Female |
|---|---|---|
$10,000 | $59 | $47 |
$25,000 | $128 | $94 |
AAA Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Age 55
Coverage | Male | Female |
|---|---|---|
$10,000 | $59 | $49 |
$25,000 | $128 | $94 |
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AAA Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Age 65
Coverage | Male | Female |
|---|---|---|
$10,000 | $74 | $56 |
$25,000 | $169 | $129 |
AAA Guaranteed Issue Whole Life Insurance
Sample Monthly Quotes - Age 75
Coverage | Male | Female |
|---|---|---|
$10,000 | $116 | $103 |
$25,000 | $281 | $229 |
WHAT IS THE PRICE FOR AAA UNIVERSAL LIFE INSURANCE?
The price of AAA's guaranteed universal life is not as competitive as other leading carriers. You can get better a better price for a guaranteed universal life by clicking here.
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AAA Universal Life ADDITIONAL RIDERS
- Accelerated Death Benefit
- Child Term Rider
- Wavier of Monthly Deductions
- Accidental Death
- Guaranteed Increase Option
- Travel Accident
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AAA UNIVERSAL LIFE INSURANCE PROS
- Lifetime coverage backed by a highly rated company
CONS OF AAA UNIVERSAL LIFE INSURANCE
- Expensive compared to other leading carriers.
SUMMARY
AAA is one of the most recognizable names in the insurance industry. Name recognition does not mean lower costs or cheaper prices. If you are considering buying life insurance from AAA you should keep shopping around. There are much better prices out there.
Have you had any experience with AAA Life Insurance? Let us know in the comments.