Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

There is no doubt, technology is here to stay— in every aspect of our lives. Life Insurance Companies embrace & adopt Insurtech Innovations, at a rapid pace. But what about YOU? If you are NOT young enough OR healthy enough to qualify, currently D2C Life Insurance Platforms offer you little-to-no options!
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Insurtech – D2C Life Insurance – Pros & Cons – FAQs

Life Insurance an Essential Part of your Estate Plan
Pro Tips + Basics

Life Insurance – An Essential Part of Your Estate Plan

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips could help save you hundreds (if not thousands!) of dollars... And awholelotta hassle! So... let's dive in!
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[5 Tips!] Life Insurance – Five Tips – Before You Buy

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Marijuana and Life Insurance – What You Need To Know Before You Apply

Free "Life Insurance Buyer's Guide" —by the NAIC (National Association of Insurance Commissioners)— helps you estimate adequate coverage...
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Free “Life Insurance Buyer’s Guide” [NAIC]

Have Life Insurance Review - Pros and Cons - FAQs
Agency Reviews

Haven Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Mutual of Omaha Life Insurance Review – Sample Quotes –

In this review, we'll describe the steps involved in the SelectQuote Application Process. SelectQuote Life Insurance Does Not (Can Not!) Save You More $$$ than an Independent Agent Can. Call anytime with questions: 888-681-4952
Agency Reviews

SelectQuote – Life Insurance – Application Process

In this Review we'll provide a list of the Life Insurance Companies SelectQuote represents. They are ALL excellent! SelectQuote, on the other hand... not quite so excellent. Because there is NO COST DIFFERENCE, you should choose your agent/broker based on trust and the customer service provided.
Agency Reviews Warnings

[Warning!] SelectQuote – Best Companies – Bad Service

Pro Tips + Basics

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Pro Tips + Basics

Do You Need to Fill The Gap with More Life Insurance?

Filing a claim for life insurance is fairly straightforward. Here is a helpful step-by-step guide to what the claims process involves.
Curated Content Pro Tips + Basics

How To File a Life Insurance Claim: Your Step-by-Step Guide

Pro Tips + Basics

101 Tactics to Save You Money on Life Insurance – Even if You Already Have

Life Insurance Riders are used to enhance the coverage that your base policy offers. Some are included. Others cost extra. Reach out for help!
Pro Tips + Basics

Life Insurance Riders – What’s Included? What’s Extra?

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Can Leap Life really protect you from paying too much for your Life Insurance using Artificial Intelligence (AI)? Are they algorithmically matching you with the best option for YOU or the best option for themselves?
Agency Reviews

Leap Life Insurance Review – The Cost of Convenience

In this Review we'll provide a list of the Life Insurance Companies SelectQuote represents. They are ALL excellent! SelectQuote, on the other hand... not quite so excellent. Because there is NO COST DIFFERENCE, you should choose your agent/broker based on trust and the customer service provided.
Agency Reviews Warnings

[Warning!] SelectQuote – Best Companies – Bad Service

Agency Reviews

Health IQ Life Insurance Review – Exit Announcement

Have Life Insurance Review - Pros and Cons - FAQs
Agency Reviews

Haven Life Insurance Review – Pros & Cons – FAQs

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Company Reviews

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Company Reviews

Banner Life Insurance Review – Pros & Cons – FAQs

Transamerica Life Insurance Company is a leader in the life insurance industry.  They offer a variety of competitively priced life insurance products that you can count on to protect your loved ones if you die. 
Company Reviews

Transamerica Life Insurance Review – Pros & Cons – FAQs

AIG Direct offers online quotes, works with healthy people (plus people in less-than-perfect health), and provides options for coverage you may not find elsewhere. Keep reading to learn more about AIG Direct Life Insurance Reviews and American General Life Insurance, including the types of coverage available, pros and cons, who should choose AIG, and how to get life insurance coverage.
Company Reviews

AIG Direct Life Insurance Review – Pros & Cons – FAQs

AAA has been servicing life insurance needs of it's customers for over 50 years.  It’s a reputable company, financially stable with minimal complaints on file warranting  a rating of Excellence from A.M. Best.  AAA has the products available required to meet your needs.  While Life Insurance is not the most enjoyable purchase, it is a necessary purchase and AAA can help your loved ones.
Company Reviews

AAA Life Insurance Review – Pros & Cons – FAQs

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Products + Policies

Universal Life Insurance policies offer an "unbundled approach". Increased flexibility. Cash value withdrawals. Free quotes. Compare rates.
Products + Policies

Universal Life Insurance – Increased Flexibility – Cash Value Withdrawals

Universal Life Insurance policies offer an "unbundled approach". Increased flexibility. Cash value withdrawals. Free quotes. Compare rates.

Products + Policies

No Medical Exam Life Insurance – Companies – Eligibility

If you qualify, you can get Life Insurance from these Companies, without a Medical Exam. You will need.

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
Products + Policies

$150,000 Life Insurance – No Medical Exam

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

Final expense or guaranteed issue life insurance are policies generally less than $25,000.  They are meant to provide liquidity to pay for things like a funeral.  There are no medical exams or questions.  Everyone can qualify, BUT the policy only pays a death benefit if you die after the second year.  If you die in the first two years of the policy, the company only returns your premium plus interest.
Products + Policies

Final Expense Insurance – Rates – Warnings

Final Expense Insurance is meant to pay for "end-of-life costs" (like your funeral). No Medical Exam. No Health.

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

Company Reviews
THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

Pricing + Comparisons

Pro Tips + Basics

Products + Policies

Underwiting Guidelines

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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