There is no doubt, technology is here to stay— in every aspect of our lives. Life Insurance Companies embrace & adopt Insurtech Innovations, at a rapid pace. But what about YOU? If you are NOT young enough OR healthy enough to qualify, currently D2C Life Insurance Platforms offer you little-to-no options!
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Insurtech – D2C Life Insurance – Pros & Cons – FAQs

Preferred Best Non Smoker Rates for Medical Marijuana
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Preferred Best Non Smoker Rates for Medical Marijuana

Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
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Health Classes – Risk Classifications – Underwriting Guidelines

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips will help save you hundreds of dollars. And lots of hassle! Here's what you need to know...
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[Tips!] Life Insurance Buyer’s Guide – Top 3 Questions

Pro Tips + Basics

Life Insurance Agents & Brokers – We Are Not All The Same!

According to "Global Insurtech Report" from Gallagher Re, total insurtech funding rose to $1.39 billion in Q1 2023 - Up 37.6% from Q4 2022.
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Global Insurtech Funding Rises to $1.39B in Q1 [Gallagher Re]

If you are shopping around for a term life insurance or guaranteed universal life insurance policy, Pacific Life Insurance Company should be on your list of options.  They have some of the most competitive prices in the market as well as accelerated underwriting programs which could make for an easy buying experience if you qualify.
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Pacific Life Insurance – Pricing – Sample Quotes

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost

Final expense or guaranteed issue life insurance are policies generally less than $25,000.  They are meant to provide liquidity to pay for things like a funeral.  There are no medical exams or questions.  Everyone can qualify, BUT the policy only pays a death benefit if you die after the second year.  If you die in the first two years of the policy, the company only returns your premium plus interest.
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Final Expense Insurance – Rates – Warnings

Prudential falls short of earnings forecasts, execs stress long-term focus
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Prudential Executives Stress Focus on Long-Term Stability

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"Term Life Conversion" is a lesser known Life Insurance policy feature, that should NOT be overlooked... Especially during Covid-19! During such uncertain times, purchasing a term life insurance policy —with no or a limited conversion feature— is taking a big gamble, when it comes to being able to keep your life insurance policy if you get sick. 
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Term Life Conversion – Policy Feature Not To Overlook! [Covid-19]

THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY
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The Cost of Life Insurance – Only 3 Variables Matter!

Pro Tips + Basics

101 Tactics to Save You Money on Life Insurance – Even if You Already Have

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
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5 Excellent Tips For Preparing Your End-of-Life Finances

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Can Leap Life really protect you from paying too much for your Life Insurance using Artificial Intelligence (AI)? Are they algorithmically matching you with the best option for YOU or the best option for themselves?
Agency Reviews

Leap Life Insurance Review – The Cost of Convenience

Fabric Life Insurance products are best for young, healthy couples just starting out.  With term life your temporary needs are covered, if you qualify. However, it is unlikely you will be approved, if you are not in perfect health.  We can help you get quotes from multiple carriers that are more suited to your health profile.
Agency Reviews

Fabric Life Insurance Review – Pros & Cons – FAQs

Ladder Life Insurance Review - Pros & Cons - FAQs
Agency Reviews

Ladder Life Insurance Review – Pros & Cons – FAQs

In this Review we'll provide a list of the Life Insurance Companies SelectQuote represents. They are ALL excellent! SelectQuote, on the other hand... not quite so excellent. Because there is NO COST DIFFERENCE, you should choose your agent/broker based on trust and the customer service provided.
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[Warning!] SelectQuote – Best Companies – Bad Service

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Check out our Protective Life Insurance Review to get full company and policy details.
Company Reviews

Protective Life Insurance Review – Pros & Cons – FAQs

AIG Direct offers online quotes, works with healthy people (plus people in less-than-perfect health), and provides options for coverage you may not find elsewhere. Keep reading to learn more about AIG Direct Life Insurance Reviews and American General Life Insurance, including the types of coverage available, pros and cons, who should choose AIG, and how to get life insurance coverage.
Company Reviews

AIG Direct Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Banner Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Mutual of Omaha Life Insurance Review – Sample Quotes – FAQs

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Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

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Term life is the simplest form of life insurance. It provides a death benefit during a specified term period. If you survive the term period —and do not renew or convert the policy— the coverage expires with no value. Yearly renewable term life provides coverage for one year only, but —because the policy is renewable— you can extend the coverage at the end of each year, for an additional year; until the maximum age for renewability is reached.
Products + Policies

Term Life Insurance – Definitions – Convertible & Renewable

Term life is the simplest form of Life Insurance. It provides a death benefit, during a specified term. Free.

$50,000 Life Insurance Coverage – Sample Quotes – FAQs
Products + Policies

$50,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn the cost of a $50,000 Life Insurance policy for Term Life, Whole Life, or No Medical Exam..

If you are a AAA member, chances are you have received this “Exclusive Members Only Group Term Life Insurance” application & information packet in your mailbox — at least once, if not once a month.
Products + Policies

AAA – Exclusive Members Only – Group Term Life Insurance

If you are a AAA member, chances are you have received this “Exclusive Members Only Group Term Life.

Learn about the cost of a $500,000 Life Insurance Policy —whether it's Term Life, Whole Life, or No Medical Exam— and see sample rates, from ages 20 to 80: healthy or on medication, male or female.
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$500,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn about the cost of a $500,000 Life Insurance Policy —whether it's Term Life, Whole Life, or No.

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
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$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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