Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips could help save you hundreds (if not thousands!) of dollars... And awholelotta hassle! So... let's dive in!
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[5 Tips!] Life Insurance – Five Tips – Before You Buy

US Life Expectancy Statistics by Gender, State and Disease. Covid 19. Statistical estimation of how long we live, based on several factors...
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[TrueData!] US Life Expectancy 2022 – Statistics

Life Insurance Riders are used to enhance the coverage that your base policy offers. Some are included. Others cost extra. Reach out for help!
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Life Insurance Riders – What’s Included? What’s Extra?

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Marijuana and Life Insurance – What You Need To Know Before You Apply

US Life Insurance Market - Top Performers 2022 - Outlook for 2023 - COVID-19 Impact - Mortality - Life Insurance Claims
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US Life Insurance Market – Top Performers 2022 – Outlook

Agency Reviews

NerdWallet (Quotacy) Life Insurance Review – Process – FAQs

HOW MUCH DOES LONG TERM DISABILITY COST? Average long-term disability insurance rates cost between 1-3% of your annual salary, but the exact cost will depend on a number of factors about the applicant and the policy chosen.
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Disability Insurance – Short Term vs Long Term – Cost

AIG postpones Corebridge stock sale as banking fears fuel volatility
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AIG postpones Corebridge stock sale as banking fears fuel volatility

Donors who wish to leverage their cash donations to charity can use life insurance to accomplish their goals. By either gifting a policy outright or naming a charity as beneficiary, they can provide the charity of their choice with a large sum of money and provide a lasting legacy for a cause they believe in.
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Can You Use Life Insurance to Make Charitable Donations?

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Life Insurance Riders are used to enhance the coverage that your base policy offers. Some are included. Others cost extra. Reach out for help!
Pro Tips + Basics

Life Insurance Riders – What’s Included? What’s Extra?

Life Insurance an Essential Part of your Estate Plan
Pro Tips + Basics

Life Insurance – An Essential Part of Your Estate Plan

There is no doubt, technology is here to stay— in every aspect of our lives. Life Insurance Companies embrace & adopt Insurtech Innovations, at a rapid pace. But what about YOU? If you are NOT young enough OR healthy enough to qualify, currently D2C Life Insurance Platforms offer you little-to-no options!
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Insurtech – D2C Life Insurance – Pros & Cons – FAQs

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101 Tactics to Save You Money on Life Insurance – Even if You Already Have

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In this review, we'll describe the steps involved in the SelectQuote Application Process. SelectQuote Life Insurance Does Not (Can Not!) Save You More $$$ than an Independent Agent Can. Call anytime with questions: 888-681-4952
Agency Reviews

SelectQuote – Life Insurance – Application Process

Haven Life Increases Maximum Coverage Amount to $3 Million
Agency Reviews

Haven Unveils “Life Plus Rider” – Increases Coverage to $3 Million

Ladder Life Insurance Review - Pros & Cons - FAQs
Agency Reviews

Ladder Life Insurance Review – Pros & Cons – FAQs

TruStage offers limited amounts of coverage, at an average price, from ONLY ONE Life Insurance Company (CMFG). Shop around. Compare rates!
Agency Reviews

TruStage Life Insurance Review – Pros & Cons – FAQs

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Company Reviews

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AAA has been servicing life insurance needs of it's customers for over 50 years.  It’s a reputable company, financially stable with minimal complaints on file warranting  a rating of Excellence from A.M. Best.  AAA has the products available required to meet your needs.  While Life Insurance is not the most enjoyable purchase, it is a necessary purchase and AAA can help your loved ones.
Company Reviews

AAA Life Insurance Review – Pros & Cons – FAQs

AIG Direct offers online quotes, works with healthy people (plus people in less-than-perfect health), and provides options for coverage you may not find elsewhere. Keep reading to learn more about AIG Direct Life Insurance Reviews and American General Life Insurance, including the types of coverage available, pros and cons, who should choose AIG, and how to get life insurance coverage.
Company Reviews

AIG Direct Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Farmers Life Insurance Review – Products – Quotes & Pricing – FAQs

Learn about Prudential Life Insurance underwriting guidelines, how they issue policies, how to get an online quote and how to keep your premium costs down.
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Prudential Life Insurance Review – Pros & Cons – FAQs

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Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Products + Policies

Learn about the cost of a $500,000 Life Insurance Policy —whether it's Term Life, Whole Life, or No Medical Exam— and see sample rates, from ages 20 to 80: healthy or on medication, male or female.
Products + Policies

$500,000 Life Insurance Coverage – Sample Quotes – FAQs

Learn about the cost of a $500,000 Life Insurance Policy —whether it's Term Life, Whole Life, or No.

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
Products + Policies

$150,000 Life Insurance – No Medical Exam

$150,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

Guaranteed Life Insurance - Free Quotes - FAQs Simply Looking to Cover End-of-Life Costs? Compare Final Expense Life Insurance Quotes Now and Get Covered.
Products + Policies

Guaranteed Life Insurance – Free Quotes – FAQs

Guaranteed Life Insurance. Free Quotes. Application Process is very simple. No medical exam required. No health questions to.

Final expense or guaranteed issue life insurance are policies generally less than $25,000.  They are meant to provide liquidity to pay for things like a funeral.  There are no medical exams or questions.  Everyone can qualify, BUT the policy only pays a death benefit if you die after the second year.  If you die in the first two years of the policy, the company only returns your premium plus interest.
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Final Expense Insurance – Rates – Warnings

Final Expense Insurance is meant to pay for "end-of-life costs" (like your funeral). No Medical Exam. No Health.

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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