Understanding Life Insurance Health Classes - Risk Classifications - Underwriting Guidelines
Pro Tips + Basics

Health Classes – Risk Classifications – Underwriting Guidelines

Too often, families are left unsure of the way forward when grieving the loss of a loved one, as plans for their final arrangements and corresponding finances are left unsettled before their passing. Taking a proactive approach to end-of-life planning can help ease these burdens. While this can feel like a somber task, it can help ensure your wishes are met & support a smoother transition for your survivors.
Curated Content Pro Tips + Basics

5 Excellent Tips For Preparing Your End-of-Life Finances

Filing a claim for life insurance is fairly straightforward. Here is a helpful step-by-step guide to what the claims process involves.
Curated Content Pro Tips + Basics

How To File a Life Insurance Claim: Your Step-by-Step Guide

Life Insurance an Essential Part of your Estate Plan
Pro Tips + Basics

Life Insurance – An Essential Part of Your Estate Plan

Preferred Best Non Smoker Rates for Medical Marijuana
Pro Tips + Basics

Preferred Best Non Smoker Rates for Medical Marijuana

FABRIC LAUNCHES FREE APP: LIFE INSURANCE, WILLS AND FAMILY FINANCE TOOLS EMPOWERING PARENTS TO PROTECT THEIR FAMILIES
Agency Reviews

Fabric – Life Insurance, Wills, & Family Finance Tools

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C –

LIMRA - Sales Survey: U.S. Life Insurance Policy Sales Increased 4% in First Quarter 2023, Driven by Small and Mid-Size Carriers.
Curated Content

U.S. Life Insurance Policy Sales Increased [LIMRA]

Ladder Life Insurance Review - Pros & Cons - FAQs
Agency Reviews

Ladder Life Insurance Review – Pros & Cons – FAQs

Tomorrow, a Seattle startup that helps people set up digital legal wills and trusts, has been acquired by life insurance provider Ethos.
Curated Content

Ethos acquires digital wills and estate-planning startup “Tomorrow”

Pro Tips + Basics

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Filing a claim for life insurance is fairly straightforward. Here is a helpful step-by-step guide to what the claims process involves.
Curated Content Pro Tips + Basics

How To File a Life Insurance Claim: Your Step-by-Step Guide

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips will help save you hundreds of dollars. And lots of hassle! Here's what you need to know...
Pro Tips + Basics

[Tips!] Life Insurance Buyer’s Guide – Top 3 Questions

How Can I Avoid Getting Declined for Life Insurance, If I Want/Need to Carry Narcan (a Naloxone Rescue Kit) to Save Someone's Life?
Pro Tips + Basics Warnings

[Warning!] You May Be Declined for Life Insurance if You Carry Naloxone (Narcan)

THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY
Pro Tips + Basics

The Cost of Life Insurance – Only 3 Variables Matter!

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If you try to get an online life insurance quote from SelectQuote, it is quite the process and —in the end— they don’t actually show you any quotes! SelectQuote does NOT (can Not!) save you more $$$ than an Independent Agent can.
Agency Reviews Warnings

[Warning!] Don’t Buy Your Life Insurance From SelectQuote

Agency Reviews

Ethos Life Insurance Review – Pros & Cons – FAQs

Have Life Insurance Review - Pros and Cons - FAQs
Agency Reviews

Haven Life Insurance Review – Pros & Cons – FAQs

Fabric Life Insurance customers start with Fabric Instant (accidental death) and can apply to upgrade their coverage any time to Fabric Premium (term life insurance). Let's break down the difference.
Agency Reviews

Fabric Life Insurance – Instant VS Premium

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Company Reviews

Farmers Life Insurance Review – Products – Quotes & Pricing – FAQs

Company Reviews

Banner Life Insurance Review – Pros & Cons – FAQs

State Farm may be an insurance giant, but this does not make them better than an independent agent or broker.  It just means they are bigger and have more name recognition. We'll explain in detail why you should ***almost never buy life insurance*** from this State Farm.
Company Reviews

State Farm Life Insurance Review – Pros & Cons – FAQs

Pacific Life Insurance Review
Company Reviews

Pacific Life Insurance Review – Pros & Cons – FAQs

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Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Products + Policies

Final expense or guaranteed issue life insurance are policies generally less than $25,000.  They are meant to provide liquidity to pay for things like a funeral.  There are no medical exams or questions.  Everyone can qualify, BUT the policy only pays a death benefit if you die after the second year.  If you die in the first two years of the policy, the company only returns your premium plus interest.
Products + Policies

Final Expense Insurance – Rates – Warnings

Final Expense Insurance is meant to pay for "end-of-life costs" (like your funeral). No Medical Exam. No Health.

10 Year Term Life Insurance
Products + Policies

10 Year Term Life Policies – Sample Quotes – Pros & Cons

The biggest advantage of a 10 Year Term Life Insurance is the low price. The obvious downside, of.

Products + Policies

No Medical Exam Life Insurance – Companies – Eligibility

If you qualify, you can get Life Insurance from these Companies, without a Medical Exam. You will need.

$200,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
Products + Policies

$200,000 Life Insurance – No Medical Exam

$200,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

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IT PAYS TO SHOP AROUND

Life Insurance Agents

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

Underwiting Guidelines

Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

Pricing + Comparisons

Pro Tips + Basics

Products + Policies

Underwiting Guidelines

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