$1,000,000 30 YEAR TERM LIFE INSURANCE POLICY
Advantages –
- Low cost way to provide a $1,000,000 payout to beneficiaries in case of your untimely death in next 30 years.
- You are guaranteed a $1,000,000 death benefit at the same level premium rates for 30 years.
- You do not have to worry about your cost increasing over 30 years due age or health issues.
- Life Insurance payouts are income tax free to your beneficiary.
Warning!
If you buy a 30 year term life insurance policy – the policy EXPIRES in 30 years. The big mistake people make is they do not pay attention to when the policy expires until it’s too late. If a new policy is needed at that point, they are 30 years older and might not be as healthy. New life insurance will be a lot more expensive. This strains the budget. Even worse, it might not be affordable and you have to go without.
The Solution
Consider getting a quote today for a longer duration. Did you know you can guarantee your life insurance to Age 95, to Age 100, to Age 121? A longer duration will ensure you never outlive your policy!
Top 3 Prices - Sample quotes
$1,000,000 30 YEAR TERM LIFE INSURANCE POLICY
$1,000,000 30 Year Term Life Insurance Policy
Sample Quotes Age 30 - Male
Company | Monthly Premium |
---|---|
#1. Protective | $53.01 |
#2. Banner | $53.01 |
#3. Pacific Life | $55.11 |
$1,000,000 30 Year Term Life Insurance Policy
Sample Quotes Age 30 - Female
Company | Monthly Premium |
---|---|
#1. Banner | $44.17 |
#2. Protective | $44.18 |
#3. AIG | $44.45 |
$1,000,000 30 Year Term Life Insurance Policy
Sample Quotes Age 40 - Male
Company | Monthly Premium |
---|---|
#1. Protective | $94.26 |
#2. Pacific Life | $94.35 |
#3. AIG | $94.90 |
$1,000,000 30 Year Term Life Insurance Policy
Sample Quotes Age 40 - Female
Company | Monthly Premium |
---|---|
#1. Banner | $74.57 |
#2. Protective | $74.58 |
#3. Pacific Life | $75.65 |
$1,000,000 30 Year Term Life Insurance Policy
Sample Quotes Age 50 - Male
Company | Monthly Premium |
---|---|
#1. Protective | $245.56 |
#2. Principal | $248.45 |
#3. Pacific Life | $248.47 |
$1,000,000 30 Year Term Life Insurance Policy
Sample Quotes Age 50 - Female
Company | Monthly Premium |
---|---|
#1. Protective | $179.64 |
#2. Savings Bank | $182.17 |
#3. Principal | $182.19 |
***Not available age 60 and above***

Save Up to 55% on Term Life Insurance
Quotes are quick, easy, and free!
The sample quotes above assume #1 health class. Approximately 10% of the people who apply for life insurance get #1 health class.
Your exact cost will depend on 3 Variables.
- How much coverage
- When does the policy expire
- What health class you are approved at.
Each quote you see has an associated health class. All life insurance companies have approximately 12 health classes. Each health class has guidelines for things like height & weight, blood pressure, cholesterol, family history, etc. For example, some companies will not give you the #1 health class if your mom, dad, or sibling had cancer before age 60. Other companies will. It is important to know the details of the underwriting guidelines for each quote you are looking at. In other words, there is no sense looking at health class #1 quotes if you don’t meet the life insurance company’s health class #1 guidelines.
Still Have Questions? Call (888) 681-4952.
Skip the Needles!
Want to take the "pain" out of life insurance? We don't blame you! Ladder Life Insurance is our #1 recommended no-exam company offering 10, 20, and 30 year plans up to age 60. See if you qualify for "no exam" today.
Quotes are quick, easy, and free!
WHY YOU SHOULD BUY YOUR LIFE INSURANCE ON THIS WEBSITE
- Save money – Get the lowest cost possible for your life insurance from the best top rated companies in the market.
- No pressure sales tactics – You can decide to buy life insurance or not with out getting hassled!
- Save time-Instant online life insurance quotes from ALL the top rated life insurance companies.
- Superior Service– The attention to detail your application deserves when it comes to shopping life insurance companies for the best possible price. This is especially true if you have health conditions or if you have certain hobbies or habits.
- Very fast and convenient online application process – the quickest approval possible
- Licensed since 1992 – State license number provided upon request.
***Need more information about 30 Year Term Life Insurance? Click on links below.***
30 Year Term Life Insurance – Review – Transamerica or Prudential?
$100,000 30 Year Term Life Insurance
$250,000 30 Year Term Life Insurance
$500,000 30 Year Term Life Insurance
$1,000,000 10 Year Term Life Insurance Policy
$1,000,000 15 Year Term Life Insurance Policy
$1,000,000 20 Year Term Life Insurance Policy
$1,000,000 – Life Insurance To Age 95
Pre-existing health conditions?
Don't worry. AIG Direct specializes in insuring people just like you. From high blood pressure to diabetes, AIG Direct has seen it all and has the absolute lowest rates. Click below to see if you qualify.
Quotes are quick, easy, and free!
Check Life Insurance Off Your To-Do List
Our top 10 picks for quick, convenient life insurance coverage. Our favorites are the "no-exam plans" with great rates up to age 60.
Quotes are quick, easy, and free!