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Click below to search for life insurance by company, coverage amount, and policy type.
Shortcut: Our #1 choice for life insurance with health issues is AIG Direct. If you have any history of heart disease, diabetes, cancer, stroke, or obesity, click here for a free quote.
dale bailey
-client-
I had been turned down by two insurance companies including State Farm who I used for home and auto insurance for 20 years! The problem was a heart valve replacement I had a few years ago. I applied with Chris Lalor from Life Insurance Shopping Reviews and I got approved!!
Our Favorite Life Insurance Companies
We've worked with and reviewed dozens of companies. Here are our faves.
Ladder Life Insurance
Best for: No-Exam Plans Up to Age 60
Ladder is known for a quick and easy online application with no medical exam required in many cases. They have 10, 20, and 30 year plans. They offer the most coverage without an exam in the industry. Coverage amounts start at $100,000 and go as high as $8 million.
AIG Direct
Best for: Lowest Rates or Health Conditions
AIG Direct offers a range of custom term plans up to 35-year term as well as return of premium, and permanent plans that build guaranteed cash value. Their rates will beat just about anyone if you take an exam. They're also terrific if you take medication or have health issues.
Bestow Life Insurance
Best for: Convenient and Simple Plans
Bestow is known for their simple, straight-forward 10, 15, 20, 25 and 30 year term plans up to $1.5 million. They never require a medical exam (ever) and have great rates. Rates start as low as $8 per month.
featured resources
We mostly offer reviews of insurance companies and products on LISR. A couple of our favorite reviews are our Select Quote Life Insurance Review as well as our State Farm Life Insurance Review. Also, be sure to checkout the latest update on the Life Expectancy In The US.
ratings & memberships
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