Understanding The Difference Types of Life Insurance
Pro Tips + Basics

Understanding the Different Types of Life Insurance

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips could help save you hundreds (if not thousands!) of dollars... And awholelotta hassle! So... let's dive in!
Pro Tips + Basics

[5 Tips!] Life Insurance – Five Tips – Before You Buy

"Term Life Conversion" is a lesser known Life Insurance policy feature, that should NOT be overlooked... Especially during Covid-19! During such uncertain times, purchasing a term life insurance policy —with no or a limited conversion feature— is taking a big gamble, when it comes to being able to keep your life insurance policy if you get sick. 
Pro Tips + Basics

Term Life Conversion – Policy Feature Not To Overlook! [Covid-19]

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips will help save you hundreds of dollars. And lots of hassle! Here's what you need to know...
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[Tips!] Life Insurance Buyer’s Guide – Top 3 Questions

Preferred Best Non Smoker Rates for Medical Marijuana
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Preferred Best Non Smoker Rates for Medical Marijuana

Agency Reviews

NerdWallet (Quotacy) Life Insurance Review – Process – FAQs

Agency Reviews

Geico Life Insurance Review – Pros & Cons – FAQs

Independent Agents and Brokers have access to Quotes from multiple Insurance Companies. The benefit? Greater chance of finding the best rate!
Curated Content

Consumer Benefits of Working with an Independent Life Insurance Broker

Products + Policies

$1,000,000 Life Insurance Coverage – Sample Quotes – FAQs

In this review, we'll describe the steps involved in the SelectQuote Application Process. SelectQuote Life Insurance Does Not (Can Not!) Save You More $$$ than an Independent Agent Can. Call anytime with questions: 888-681-4952
Agency Reviews

SelectQuote – Life Insurance – Application Process

Pro Tips + Basics

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So.... We searched the keywords “life insurance quotes no contact info.” on Google.   Below are some of the results on the first page.   Notice that each of these companies REQUIRE YOUR CONTACT INFO before you are allowed to see the quote.  Even worse, some of them have a disclaimer saying YOUR PHONE NUMBER WILL BE ADDED TO AN AUTODIALER.
Pro Tips + Basics Warnings

[Scam Alert!] Life Insurance Quotes – AutoDialers & RoboCalls

Before you buy life insurance, here are five lesser-known tips you really should know. These 5 tips will help save you hundreds of dollars. And lots of hassle! Here's what you need to know...
Pro Tips + Basics

[Tips!] Life Insurance Buyer’s Guide – Top 3 Questions

Pro Tips + Basics

Life Insurance Agents & Brokers – We Are Not All The Same!

Understanding The Difference Types of Life Insurance
Pro Tips + Basics

Understanding the Different Types of Life Insurance

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Sagicor (SagicorNow) offers Term, Whole, & Universal Life Insurance. No Medical Exam, for qualified applicants. Free quotes. Compare rates.
Agency Reviews

Sagicor Life Insurance Review – Pros & Cons – FAQs

If you try to get an online life insurance quote from SelectQuote, it is quite the process and —in the end— they don’t actually show you any quotes! SelectQuote does NOT (can Not!) save you more $$$ than an Independent Agent can.
Agency Reviews Warnings

[Warning!] Don’t Buy Your Life Insurance From SelectQuote

Agency Reviews

NerdWallet (Quotacy) Life Insurance Review – Process – FAQs

Agency Reviews

Ethos Life Insurance Review – Pros & Cons – FAQs

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In this Review of CMFG Life Insurance, we will cover everything you need to know about CMFG and show you sample rates.
Company Reviews

CMFG Life Insurance Review – Pros & Cons – FAQs

Company Reviews

Farmers Life Insurance Review – Products – Quotes & Pricing – FAQs

Transamerica Life Insurance Company is a leader in the life insurance industry.  They offer a variety of competitively priced life insurance products that you can count on to protect your loved ones if you die. 
Company Reviews

Transamerica Life Insurance Review – Pros & Cons – FAQs

State Farm may be an insurance giant, but this does not make them better than an independent agent or broker.  It just means they are bigger and have more name recognition. We'll explain in detail why you should ***almost never buy life insurance*** from this State Farm.
Company Reviews

State Farm Life Insurance Review – Pros & Cons – FAQs

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Surfing for Life Insurance? Lost in a Sea of Options? How Do You Decide Who You Want To Work With? Find someone you can trust! Even though our prices are all the same, the buying experience can differ greatly!
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Save Time. Save Money. Get Options.

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[Insider Tips!] Comparing $50k to $100k Life Insurance Coverage

Don’t Be Fooled! The Exact Cost of Your Life Insurance Depends on Only 3 Variables— No Matter Where You Buy! How much life insurance (the coverage or “face” amount) When does the policy expire (the term) Which health class you are approved at (preferred, standard, etc.)
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Shopping for Life Insurance. The 3 Variables.

Guaranteed $1,000,000 payout at the same level premium rates for 20 years. Low cost way to provide a $1,000,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$1,000,000 20 Year Term Life Insurance Policy

Agents who have worked in SelectQuote’s call center say they were held to a quota to close “5 Life Insurance Applications PER DAY”. That’s 1,200 in a year!!! How can the representatives keep up with that pace and provide excellent service??? They can’t!!!
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You Are Not a Number. We Are Not a Call Center.

Guaranteed $250,000 payout at the same level premium rates for 20 years . Low cost way to provide a $250,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$250,000 20 Year Term Life Insurance Policy

Guaranteed $500,000 payout at the same level premium rates for 20 years. Low cost way to provide a $500,000 payout to beneficiaries. No need to worry about costs increasing over 20 years due age or health issues. Life Insurance payouts are income tax free to the beneficiary.
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$500,000 20 Year Term Life Insurance Policy

Products + Policies

Universal Life Insurance policies offer an "unbundled approach". Increased flexibility. Cash value withdrawals. Free quotes. Compare rates.
Products + Policies

Universal Life Insurance – Increased Flexibility – Cash Value Withdrawals

Universal Life Insurance policies offer an "unbundled approach". Increased flexibility. Cash value withdrawals. Free quotes. Compare rates.

Guaranteed Life Insurance - Free Quotes - FAQs Simply Looking to Cover End-of-Life Costs? Compare Final Expense Life Insurance Quotes Now and Get Covered.
Products + Policies

Guaranteed Life Insurance – Free Quotes – FAQs

Guaranteed Life Insurance. Free Quotes. Application Process is very simple. No medical exam required. No health questions to.

Term life is the simplest form of life insurance. It provides a death benefit during a specified term period. If you survive the term period —and do not renew or convert the policy— the coverage expires with no value. Yearly renewable term life provides coverage for one year only, but —because the policy is renewable— you can extend the coverage at the end of each year, for an additional year; until the maximum age for renewability is reached.
Products + Policies

Term Life Insurance – Definitions – Convertible & Renewable

Term life is the simplest form of Life Insurance. It provides a death benefit, during a specified term. Free.

$200,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements
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$200,000 Life Insurance – No Medical Exam

$200,000 Life Insurance with No Medical Exam - Death Benefit Guaranteed - Sample Quotes and Eligibility Requirements

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IT PAYS TO SHOP AROUND

Life Insurance Agents

ARE NOT ALL THE SAME

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Underwriting Guidelines

Underwiting Guidelines

Protective Life – Sample Underwriting Guidelines

Banner Life - Underwriting Guidelines
Underwiting Guidelines

Banner Life – Sample Underwriting Guidelines

AIG Life & Retirement is now Corebridge Financial. For the most up to date details about American General Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

American General Life – Sample Underwriting Guidelines

Underwiting Guidelines

North American Life – Sample Underwriting Guidelines

Underwiting Guidelines

MetLife – Sample Underwriting Guidelines

For the most up to date details about Lincoln National Life Insurance Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Lincoln National Life – Sample Underwriting Guidelines

Voya Financial (ING) Life - Underwriting Guidelines
Underwiting Guidelines

Voya – ING – Sample Underwriting Guidelines

For the most up to date details about Prudential Life Health Classes & Underwriting Guidelines, Call: (888) 681-4952
Underwiting Guidelines

Prudential Life – Sample Underwriting Guidelines

Underwiting Guidelines

Transamerica Life – Sample Underwriting Guidelines

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Minnesota Life – Sample Underwriting Guidelines

Underwiting Guidelines

Principal National Life – Sample Underwriting Guidelines

Pricing + Comparisons

If you are in the market for term or guaranteed universal life insurance, make sure you take a look at Protective Life. Usually in the Top 5, Protective Life has some of the best prices in the market and should be always be included as an option.
Pricing + Comparisons

Protective Life Insurance – Pricing – Sample Quotes

$1MIL 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
Pricing + Comparisons

$1 Million – 30 Year Term Life – D2C – Cost Comparisons

$100k 10YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$100k – 10 Year Term Life – D2C – Cost Comparisons

$250k 30YR TERM LIFE INSURANCE: HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR. Review sample quotes. Compare rates.
Pricing + Comparisons

$250k – 30 Year Term Life – D2C – Cost Comparisons

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Life Insurance Reviews Online. Compare Rates. Top Companies. Frequently Asked Questions. Free Quotes. Straight Answers. No Pressure, Ever.

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THE 3 VARIABLES THAT DETERMINE THE EXACT COST OF YOUR LIFE INSURANCE POLICY

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Compare Rates — No Personal Information Required! Just call If You Need Assistance: 888-681-4952
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